, 10-02-2009 at 03:25 PM (
The only debt weíve ever incurred was to buy our house. At the time we bought, we just didnít have a spare $150K lying around so we had to get a mortgage. We knew going in that we didnít want to be stuck with it for thirty years so we set out to buy a house we could comfortably afford, knowing that we would be making extra payments on the mortgage. In other words we bought well below our means.
The first thing we did when we knew that we wanted a house was to save up for a large