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[email protected]'s Blog

I'll be sharing some things that I hope visitors will find interesting and helpful. Enjoy!

  1. The Debt Free House

    by , 10-02-2009 at 03:25 PM ([email protected]'s Blog)
    The only debt we’ve ever incurred was to buy our house. At the time we bought, we just didn’t have a spare $150K lying around so we had to get a mortgage. We knew going in that we didn’t want to be stuck with it for thirty years so we set out to buy a house we could comfortably afford, knowing that we would be making extra payments on the mortgage. In other words we bought well below our means.

    The first thing we did when we knew that we wanted a house was to save up for a large ...
  2. Homeownership Myth: Why Not Everyone Should Be a Homeowner

    by , 01-25-2009 at 02:46 PM ([email protected]'s Blog)
    Part of what has gotten the economy into such a mess is the belief that everyone should be a homeowner. Everyone from the government, to the mortgage brokers, to the banks, to the realtors and the homebuilders thinks that everyone in this country has the “right” and “duty” to own their own home. “It’s the American Dream!” they cry. While it’s true that property ownership is a right in the U.S., the truth that no one wants to put out there is that not everyone should or can afford to take advantage ...