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July-Dec. 2009 goals:
1) EF of at least $2500~1972.18 so far
2) Christmas fund of $500~286 so far
3) extra house payment of $800~0 so far
4) repay vacation debt: $2200~1390 left to pay
5) save money for tree removal $0 of $900
6) new car fund: $0
As you can see, I have lots to accomplish before Christmas. I could have more EF but am trying to balance savings and paying off that vacation as well as saving for all the bills. Maybe if I blog
Well, I am toying with the idea of doing some childcare. I haven't done it since I was a teen and the fee was $2 an hour. If I was to drive to the parents house 5 days a week or keep the child at my home 5 days a week, what kind of price should I ask for? I am trying to save them on the price of daycare, but have no idea what to ask for. I realize if I go there it should be higher. Just wondering. I know some of you do this, and thought you could help me. thanks!
GROCERY CHALLENGE: Well, I only started keeping up with how much I spend on groceries in Dec. For the last two months (Dec. and Jan.) I have spent $340 and $320. It is going down, but I think my new goal has to be moved up to $300. I was aiming for $285, but can't seem to get it. I haven't even shopped this week to save money!
BOOK CLUB CHALLENGE: I want to go for three books. Last month I got one fiction and one nonfiction one read.
DEBT REDUCTION: I am trying to get
FV would be so ashamed of me!! It is always cold in my DS's room. I assumed it was because he is on the corner of the house and has 2 windows. Well, this morning while changing his diaper, I decided the window must be broken, because it was unbelievably cold in front of it. I went to figure out what to do, and realized the window was cracked open. It has been this way for probably 6 months. HOW MUCH HEAT DID I LOOSE DUE TO MY OVERSITE? Well, it is closed now!!!
Ok. Here it is.
***I saved some change form last year. My cange jar on Jan 1 is at 13.48.
***I have a little over 3200.00 in credit card debt
***I have 845.00 in savings.
My goals are:
***credit card gone this year
*** savings up to at least 4000.00 for a new roof.
After these are done I will rethink more goals. I also will be doing small challenges to help meet the goals.