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Once you get to my age, you’ve probably had one or two loans to your name. Well, maybe more than just a few. There’s the student loans (hey there degree I never ended up using…), home loans, not to mention the long-debated ‘We really do need this new car’ loans or the emergency loans from friends or family when life seems determined to kick you while you’re down. Phew!
By this point I’m pretty used to the process, but funnily enough I was actually rejected for my first loan way back