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cheles2kids

Getting finances under control=a more organized life??

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by , 05-31-2009 at 09:26 AM (1232 Views)
Really, at this point I may just still be on that motivation 'high'!

But in the past few weeks I've noticed a shift in thinking.
Once I decided to get back on top of our finances and get things in order with our budget, I've noticed that I feel overall more organized.

I've been clearing things out of the house, reorganizing kitchen shelves, staying more on top of the paper 'clutter', etc.

Has anyone else felt this? Or could it just be all in my head??

My 16 ds. made a comment yesterday when something was brought up about the budget & paying off that first debt.
He said that "Mom, you're just more goal oriented than Dad, is all".

I thought that was a pretty observant comment for him to make.
But I guess in a round about way, he's right.

Mike & I just had a conversation yesterday about how, in August, the way that the paydays fall, we will end up with an 'extra' paycheck that month.
I said, "Wow! That will be great, I can put 1/2 away into our EF & the other 1/2 can go to debt #2!!!"
He said, that he thought we should take 1/2 and buy new tires for his truck!

Um, nope! Sorry 'bout that!

Not that he doesn't need tires, but we can save enough in between our car maintenance fund and our regular savings account to pay for his tires.
Also he doesn't necessarily need them by August.
They can wait until October.

That whole conversation did make me realize that in order for us to be debt free, I will have to stand my ground, dig my heels in and keep on track, if we are ever to get out of debt!
So yeah, maybe I am more 'goal oriented' than Mike, or else I am looking more at the big picture???

Anywho, I'm glad to see that the kids can realize what's going on & why.

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Updated 05-31-2009 at 11:42 AM by cheles2kids (spelling~as usual)

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Comments

  1. Debbie-cat's Avatar
    Good for you for standing your ground! Sometimes I have to do that with my hubby as well and I learned now that I do have to do that once in a while!
  2. Luckybustert's Avatar
    It does sound like you are more of a "big picture" person. I tend to be that way too. I also went through my budget this morning and decided how to apply the extra paycheck....came up with a plan very similar to yours
  3. Cricketlegs's Avatar
    I hear you loud and clear. Dh wants to get a deck for our camper at the lake and I finally gave in and told him he could have the 2nd commission to do it as I NEVER budget it into the bills.

    Meanwhile, I have a few large extra things that have to be paid so my budget will ZERO out.

    I could have really used that money but oh well I said okay and I won't back down.

    I just will tell him, we have NO money. Period, nada, zippo and that is that so don't ask.
    Updated 06-03-2009 at 09:07 PM by Cricketlegs