I think something supernatural has happened to my finances!
For years, I have lived a "zero balance" life. Is it the day before payday? Yes? Then I am out of money, because money was only meant to stretch that far, and absolutely no farther! I believed this so strongly that I would actually find ways to spend money if there happened to be a bit leftover, just to maintain my zero balance forward.
Since starting down the debt reduction path, I am putting