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daughter of pearl

  1. The Alchemy of Debt Reduction

    by , 04-22-2010 at 01:42 PM
    I think something supernatural has happened to my finances!

    For years, I have lived a "zero balance" life. Is it the day before payday? Yes? Then I am out of money, because money was only meant to stretch that far, and absolutely no farther! I believed this so strongly that I would actually find ways to spend money if there happened to be a bit leftover, just to maintain my zero balance forward.

    Since starting down the debt reduction path, I am putting ...
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