, 08-10-2009 at 08:24 PM (
I was talking with a group of friends about the upcoming holidays and one said, “I’m so afraid of Christmas. I don’t know how we’re going to afford it and I just know we’re going to end up in financial trouble because of it. It terrifies me, but there’s nothing I can do about it!” The others in the group all chimed in with their own fears and worries, as well.
I sat there listening to the various tales of fear and despair wondering what, exactly, the problem was. It seems simple to