Once you get to my age, you’ve probably had one or two loans to your name. Well, maybe more than just a few. There’s the student loans (hey there degree I never ended up using…), home loans, not to mention the long-debated ‘We really do need this new car’ loans or the emergency loans from friends or family when life seems determined to kick you while you’re down. Phew!
By this point I’m pretty used to the process, but funnily enough I was actually rejected for my first loan way back
Seeing my first episode of Extreme couponing and I was hooked. I brought all the trappings. The binder, baseball sleeves to keep my coupons in. Tracking sales (or at least trying to). Joining blogs, reward cards and just about anything to stretch a dollar. I also have been tracking how much I am saving. I mean right down to the paper and ink I use to print out my coupons. I must be doing something wrong.
I have always lived frugal. The majority of my frugal was a necessity.
I must admit that I feel very foolish. I have not been living up to my full potential in the savings department. Before, when I would go shopping I would just buy everything, hand over my card, then the coupons. Not any more. Now I break up my purchases into different transactions to maximize my saving.
Just yesterday, I was at Walgreen's. I had 5 different transactions(I also try to go when it is less crowded, first thing in the morning or late in the evening). Tone/Dial
I have revised my current budget. Here are some of the tools I use to help the pocess.
1, I don't spend as much time with couponing. Ijust cut the ones i need. The rest I donate to my job, friends and the local Dollar General has a box you can put your unwanted coupons in. Plus I do not buy the paper like I use to.
2. I subscribe to http://www.sundaycouponpreview.com. This site gives me preview as to what coupons will be in what inserts. It will let you know when the
I have some money goals and need to keep motivated.
I need $800 for car repairs
I need to purchase and set up a wifi hotspot for daughters computer
To make this goal i need to earn/save about $30 every day in the month of August. I can do this easily BUT I must stay motivated and DO IT.