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  1. Stockpiling To Save Money

    by , 05-10-2009 at 07:22 PM ([email protected]'s Blog)
    One of the things that saves us the most money is our well-stocked pantry and freezer. Like many people, I used to shop once a week or more for the food we needed just for that week. It was annoying because I hate grocery shopping. As far as I’m concerned, the less time I spend there the happier I am. It was also expensive because I was just buying things for the week at the going price, regardless of whether or not they were on sale. Not to mention the gas I used going back and forth to the store ...
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  2. The Tipping Leak

    by , 05-10-2009 at 07:16 PM ([email protected]'s Blog)
    I recently spent a week at a relative’s house. When she went out shopping or to eat I went with her and I was astounded at the amount of money she left as tips in her wake. This relative has money trouble and constantly complains about her debt and how she cannot save money. I left her house thinking that if she’d just plug the tip leak in her budget she could easily save $200 per month, if not more.

    Let me state right off: I am not against tipping in situations that warrant it. If ...
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  3. Personal Finance Gets Easier

    by , 04-06-2009 at 04:34 PM ([email protected]'s Blog)
    A coworker is currently getting her financial house in order for the first time. She is paying off a heap of debt, setting up insurance policies and wills, and generally doing all the things she knew that she should have been doing all along. I’m proud of her. But she came to me the other day, flopped in the chair across from mine and said, “I don’t know how you do it.”

    “Do what?” I asked.

    “Keep your finances in such great shape all the time. I’m exhausted. Keeping track ...
  4. Financially Secure People Eat Leftovers

    by , 03-03-2009 at 11:59 AM ([email protected]'s Blog)
    This weekend I was reading “You’re Broke Because You Want to Be: How to Stop Getting By and Start Getting Ahead” by Larry Winget. (A pretty good read, by the way. The advice is nothing groundbreaking, but his straight talk and no excuses approach is entertaining.) Anyway, in the book he states that most people who are financially secure don’t eat out often, if ever. I agree. Eating out is expensive and easy to lose track of. The meals add up before you realize exactly how much you’ve spent. It’s ...
  5. 21 Days to Positive Money Habits

    by , 03-03-2009 at 11:44 AM ([email protected]'s Blog)
    It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your finances. If you are having trouble getting motivated to create a better financial life, a dedicated effort over just twenty-one days can create better money management habits.

    Of course, ...

    Updated 03-03-2009 at 11:46 AM by [email protected]

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