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  1. Getting Past Being Appalled

    by , 09-22-2009 at 07:20 PM ([email protected]'s Blog)
    One of the things Iíve learned living a debt free life is never to dismiss anything out of hand. Whenever I see a money saving tip, investment strategy, or other money management idea I donít automatically pooh-pooh it as something I canít do. Iím always willing to try something new ó or at least investigate it further ó before deciding whether it will work for me or not.

    Contrast this with many of the people I deal with who not only dismiss many money management ideas, they are ...
    Frugal Shares
  2. 32 Reasons to Be Frugal Besides Saving Money

    by , 09-14-2009 at 09:17 AM ([email protected]'s Blog)
    Iím frequently asked why I choose to be frugal. Is it all about saving money? My answer is always, ďNo, itís not all about saving money, although thatís a nice side effect.Ē Saving money tends to be the driving reason behind why many people turn to a frugal lifestyle (and it was for me, in the beginning). But after being frugal for a while, most people find that there are additional reasons to stick with this lifestyle, beyond the monetary savings. So what are some of the other reasons people pursue ...
  3. Financial Crisis: What Do You Say?

    by , 09-07-2009 at 03:49 PM ([email protected]'s Blog)
    For all that I supposedly know about money and personal finance, I learned this week that there is one thing that I still don’t know. I don’t know what to say to someone whose life is in crisis due to financial problems. Because money is so private, personal and (in this country, at least, taboo), do you say nothing at all? Do you change the subject rather than get drawn into problems you can’t fix? Do you try to offer advice? Is it like a death, where you say how sorry you are, ...
  4. When Does Frugality Turn Into Theft?

    by , 09-03-2009 at 08:08 PM ([email protected]'s Blog)
    Most of us who like to save money will, at some point, find ourselves faced with a chance to save money that is ethically questionable. Especially in a down economy when people are trying to save on everything, it is easy to fall into frugal ideas that stretch the bounds of legality. I see this more and more these days and I wonder where the ethical line is. Some examples to think about:

    Sneaking food/drink into the movies when itís expressly prohibited: Yes, itís a way to save money, ...
    Frugal Shares
  5. The Cost of Tossing That Item

    by , 08-31-2009 at 06:02 PM ([email protected]'s Blog)
    When people ask me about ways to save money, I give them the usual answers. Donít buy stuff you donít need, look for the best deal on what you do need, be conscious of your spending, etc. But I also throw in one more simple piece of advice. Donít throw stuff away that you know youíll need again.

    This may seem pretty obvious. Why throw away something thatís perfectly good, only to buy a new one next year or next month? Surely people donít do that, right? Wrong. I know many people ...
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