Anyone using Christmas Layaways?
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  1. #1
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    Default Anyone using Christmas Layaways?

    Is anyone going to use a layaway for this Christmas?

    We are! I will be using the Walmart layaway this year, even though they will now charge $5, and have restrictions (only toys and electronics items, and the item has to be atleast $15 and the minimum amount to be placed on layaway is $50), we will still be using it! I have about 5 "big ticket" items that I was planning on gifting for Christmas this year and it's always easier for me to make payments on something instead of waiting until I have the money to buy it straight out.

    By the way, the 5 items are a laptop, a DS game system (for my mom), the new easy bake oven, and 2 new Wii games.

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    Registered User scags's Avatar
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    Default Layaways

    I'm thinking of doing one at Walmart..just have to see how the money goes this month...

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    I use to use layaway every Christmas, it was free there were no restrictions but just this past spring walmart got rid of it. So I'll be buying everything out right, I have been saving money since January so should be fine!

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    I do my shopping so last minute that layaway wouldn't even be possible.

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    Registered User GrantsMom's Avatar
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    I did Lay-a-way at KMART last Christmas and I placed my first order on lay-a-way in September and just did a 2nd order on lay-a-way last week. I like KMART because I can do it online and there is not a minimum on what you have to spend. I will be able to pick up both in early November and basically be done with toy shopping for my son. I like it because it is much easier for me to budget $25 every 2 weeks for payment than to come up with the money all at once.

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    Registered User valerian's Avatar
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    None of the stores around here do layaway anymore unfortunately.

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    nope. I pay outright.

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    Registered User LynnLC's Avatar
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    LOL! Aw Hell NO!



    Quote Originally Posted by MildredB View Post
    My husband and I typically start our Christmas shopping early, usually in October. Starting early allows us to budget our spending and wait for things to go on sale.

    For me, I know that one thing that people get looking forward to is layaway, which I find it does not make a lot of sense. You are paying for something that you do not even get to use yet. I think instead of using layaway, why don't you get a personal loan? It will help you pay for whatever it is that you need, and also you can just pay it back when your check comes in. This way, you can have it right away. You can find out more at: Payday Loan

    What do you think?

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    Registered User fernykins's Avatar
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    Kmart is doing a free layaway this year........ I'm going to try it...
    Fern

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