What will you do differently for Christmas 2019?
Results 1 to 9 of 9
  1. #1
    Registered User NikoSan999's Avatar
    Join Date
    May 2009
    Location
    Florida
    Posts
    9,825
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    58

    Default What will you do differently for Christmas 2019?

    Had already decided to check to see if any of the banks do Christmas Club. If not maybe start a envelope system. Payroll does it but I truly don't see us being still in business then.

    Maybe start paying more attention to sale items when out and/or clearance.

    Paying more attention to those little coupons that come in the mail from stores... Bealls, Bed Bath, Ulta

    I say this every year. Maybe this time I can stick to it. I wish stores still did lay a ways all year. Most don't do them period.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge June
    $

    Grocery Challenge/June
    Goal $250.00
    Total $

    Eat Out No More June
    Goal 20
    Accomp/25

    No Spend Challenge/June
    Goal 20
    Accomp/7

    Change Jar 2019
    $

    Christmas Fund 2019
    $

    Emergency/Sinking
    $100

  2. #2
    Registered User earlybird's Avatar
    Join Date
    Nov 2006
    Posts
    890
    Post Thanks / WTG / Hug
    Rep Power
    16

    Default

    We just talked about how much we miss lay away. I don't know how people can do Christmas shopping without it.
    I am lucky that we have a small family so not alot of gift buying. Heck I used it all year.

    Our credit union used to have a Christmas Club. I just might check into it and see if they still offer it.

  3. #3
    Registered User
    Join Date
    Dec 2018
    Posts
    73
    Post Thanks / WTG / Hug
    Rep Power
    1

    Default

    Honestly, there's really nothing more I can do on top of what I'm already doing. I've pared-down the number of presents and things I buy already, and I keep a sharp-eye open for savings wherever and whenever I can. Figure in the fact that dear husband and I stay home throughout the holiday season, which equates to no meals out, etc, I believe I've whittled it down as far as I can and am pleased with numbers and figures related to, so I see no change. In addition to, I always start early when it comes to shopping, so there's no mad-rush at the very end to take care of last minute this and that's, and that in itself equates to a huge monkey off my back.

  4. Remove Advertisements
    FrugalVillage.com
    Advertisements
     

  5. #4
    Registered User RABBIT's Avatar
    Join Date
    Feb 2008
    Posts
    1,805
    Post Thanks / WTG / Hug
    Rep Power
    22

    Default

    I will scale back on food, I always plan for too much food.
    I'm too busy working on my own grass to notice if yours is greener.

  6. #5
    Registered User
    Join Date
    Apr 2014
    Location
    I give up trying to keep track :-)
    Posts
    1,689
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    I won't change a thing. The last 2 Christmases I put $500 in each kids ROTH account (birthday and Christmas combined), and tell my daughter to spend up to $200/grandkid and take it off the house payment (she's buying my house from me). No shopping, no returns, I can save the $ throughout the year, she skips part of a house payment and gets the kids exactly what they want. win-win

  7. #6
    Registered User
    Join Date
    Nov 2018
    Posts
    518
    Post Thanks / WTG / Hug
    Rep Power
    1

    Default

    Quote Originally Posted by RABBIT View Post
    I will scale back on food, I always plan for too much food.
    haha I do the same thing!

  8. #7
    Registered User
    Join Date
    Nov 2018
    Posts
    518
    Post Thanks / WTG / Hug
    Rep Power
    1

    Default

    We revived the open house we hadn't done for years and it was great. close friends and family came and it was a success. I usually look for deals and things that the kids would like. I may start buying some gift cards throughout the year. Plan on crocheting more for gifts on hand.

  9. #8
    Registered User NikoSan999's Avatar
    Join Date
    May 2009
    Location
    Florida
    Posts
    9,825
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    58

    Default

    I really like the idea of the gift cards other than as presents themselves after thinking about it. Our bank does Visa GC's in increments of $25. I bought some last year and and this year both to use as gifts. They don't expire and don't have activation fee like buying one elsewhere .. meaning MC or Visa.
    I may pick one up every month and carry so I have them if a sale/clearance smacks me and I don't have side money. I can pick up on a good week with not a lot going out or less groceries week. Plus if any left over I can use it as a gift.
    This is workable for me.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge June
    $

    Grocery Challenge/June
    Goal $250.00
    Total $

    Eat Out No More June
    Goal 20
    Accomp/25

    No Spend Challenge/June
    Goal 20
    Accomp/7

    Change Jar 2019
    $

    Christmas Fund 2019
    $

    Emergency/Sinking
    $100

  10. #9
    Registered User MsMarieH's Avatar
    Join Date
    Feb 2011
    Location
    midwest
    Age
    52
    Posts
    915
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    I had an awesome Christmas and holiday season. It was pretty close to perfect!

    What will you do differently for Christmas 2019?-2018-holiday-season-compressed.jpg

    I'm so glad I made the choice several years ago to focus on experiences/spending time with family/friends and not gifts.

    Town Christmas Walk
    Another town's electric light parade
    Multiple craft shows
    Wizard of Oz play
    Miracle on 34th Street at movie theater
    Christmas around World exhibit at museum
    High tea at downtown hotel
    Multiple baking sessions with friends of Christmas cookies and quick breads which were then distributed to family, friends and coworkers
    Enjoying the tree every day
    Driving around to see the Christmas lights
    Christmas music playing since November
    Eggnog
    My extra special hot cocoa
    Pajamas donated to needy children
    Christmas sweater and Santa Vest worn (check!)
    Christmas Eve: It's a Wonderful Life at movie theater
    2018/2019 Pay Off the Windows Challenge: $26,886.34/$31,057.34 (Goal: Pay Off By 12/31/2019)

Similar Threads

  1. Replies: 50
    Last Post: 06-24-2019, 07:37 AM
  2. What will you do differently--Christmas '18?
    By FrugalWAHM in forum Christmas
    Replies: 29
    Last Post: 12-26-2018, 04:48 PM
  3. Christmas 2016--What will you do differently?
    By AspiringToBeFrugal in forum Christmas
    Replies: 17
    Last Post: 06-17-2016, 12:54 PM
  4. Christmas 2015--What will you do differently?
    By AspiringToBeFrugal in forum Christmas
    Replies: 27
    Last Post: 08-17-2015, 09:13 AM
  5. What do you plan to do differently for Christmas 2008?
    By many houseapes in forum Christmas
    Replies: 36
    Last Post: 12-26-2007, 11:02 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •