Feeling overwhelmed and down tonight :(
A lot of it stems from the economy, but even that aside, it's frustrating that every time we start to save even a little money, our van breaks down. It's only 3 years old (but we bought it used with low mileage), and it seems every 2-3 months it's in the repair shop with something quite expensive, not to mention the regular maintenance and oil changes, etc. So I'm faced with the reality that as long as we own this car, we will never be able to go beyond our BEF. On top of that, with the economy the way it is heading, I NEED to save money in every way and in every area possible. But that's going nowhere on account of activities for my daughter, car breaking down (as I've mentioned :-/ , and food and gas prices so high. And, breaking news here, now I'm pregnant with #4 (planned, but still a little scary considering all of the above).
This month got so messed up with the latest car repairs (can you believe it was almost $500 for spark plugs and wires in that thing???? 'Cause they were "platinum." We HAD to get the souped up version (actually, side note, we really did have to get this van, because we were in a car accident and needed a new van like yesterday, and this was literally the only one at around 10 or so dealerships that didn't have over 100,000 miles on it and didn't cost over $13,000)), so we've basically given up for this month. On the plus side, my husband has a side business with money in that checking acct that he can give us for moments like this, but we are trying to use that as a savings buffer for earnest money on a new house once this house sells (if it ever does). At least we won't have to use the credit card this month. But our van's engine light is on AGAIN, and who knows what's wrong with it this time, or how much it will cost. And this time we have no money in the savings acct (on acct of it all going to the van repairs the LAST time at the beginning of this month) and we really hate to use that money in his business acct.
So anyway, I know this is long, boring, and really mostly just a vent, but I just had to get it off my chest. My family will just tell me, "See, I told you getting out of debt was a silly idea" or some other silly lame thing like that, so I can't really vent to anyone but you guys and my husband. :) So sorry! (Oh, and those pg hormones aren't helping anything <grin>)
Thanks for listening. At least I know someone out there understands. :-/