12/16/16 Debt reduction -savings thread
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  1. #1
    Registered User Ayanka's Avatar
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    Default 12/16/16 Debt reduction -savings thread

    Just to clearify, this date represents the 16th of December 2016. As traditional we have a yearly goal program for all kinds of savings or debt reduction goals. You are allowed to enter any kind of goals obviously, this is just more common. Anyone wants to join?

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    I do, but have to think of a good goal

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    well this year we have leftover things I didnt have the funds for
    -need a furnace
    -need a new vehicle for me
    -need to fix the ceiling in the front hall
    -keep funding the EF
    -need a new HW heater
    -want to fix the MIL apt ceiling
    many other but I intend to do everything debt free so I am using this thread a bit diff. again. No debt for 3 yrs and counting!!!!

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    Perfect place for me to journal my goal of becoming debt free. One loan left. Thank you Ayanka for starting the thread.
    We also need to save for daughters wedding July of 2017.

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    Registered User Ayanka's Avatar
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    Well, Im not debt free, but as I only have a mortgage with a very low interest, I am not putting that as my first goal. My goals for next year are getting the electricity done (about 5k), getting the bathroom done (unknown) and getting to the point I can throw a house warming party. After that (I have the funds for the main works, just need to find/recontact someone to do it), save up a decent escape funds to get out of my current job.

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    Paid off $50 more of the loan principal. I've been saving money by not buying soda or junk food past 19 days. Only a few times have I ate at work which saves $10 a week.

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    I am in on this. Just not sure how I want to proceed this next year yet.

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    Russ I don't think this is stickied. Would you please sticky it ?
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

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    Got the debt 1/2 paid off.. Want to get the rest of it done and put a new roof on the house..

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    Got our winter tax bill and wrote the check out and its ready to mail. Had the cash stashed in anticipation.

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    TDN
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    I am going to join in this year.....need to get my goals planned. Silly question but 12/16/16? Does that mean this challenge starts on the 16th of this month through 12/16/16?

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    It's a year long challenge where we can see the progress of our own personal goals. No bashing or belittling just positive and uplifting and encouraging.

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    TDN
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    Quote Originally Posted by knotme View Post
    It's a year long challenge where we can see the progress of our own personal goals. No bashing or belittling just positive and uplifting and encouraging.
    Yes, I know this. My question was when does it start? On the 16th or ??

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    Registered User Ayanka's Avatar
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    It starts when you want it to start . So if you want to start the 16th of December that is fine, if you want to start it earlier that is also fine. I just stated it is a yearly challenge, because it is an approximately yearly event to start a new challenge .

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    TDN
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    Thanks Ayanka. Think I will start the first of the year then.

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