What to do?
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Thread: What to do?

  1. #1

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    Default What to do?

    I have a neighbor who is in a bit of a dilemma. Her husband's pay has taken a bit of a shave in the last year, they have CC bills at an extremely high % rate and they owe her in-laws $7,000.

    She's trying to decide whether or not her and her family should just forget about their financial obligations and go and enjoy themselves on vacation over the Christmas Holidays or use that money to pay down the debt that they owe.

    I have to say, If it were us, we would feel morally obligated to pay down our debts first (especially to the in-laws) before we even thought about taking a vacation.

    What would you advise her?

  2. #2
    Registered User nvmommyx6's Avatar
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    this may sound a bit harsh, but being the brutally honest person I am I would have to tell her, " Pay your bills!!! See if there are any who would defer a payment so you have a bit of cash for the holidays, but pay your bills!!!!"

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    Registered User Greebo's Avatar
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    Avoiding a potentially unpleasant situation never makes that situation better.

    It'll be much worse for her later if she doesn't do the right thing now.

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    Registered User zakity's Avatar
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    I would tell her to pay her bills.

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    lgw
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    Be responsible and pay her bills! My BIL and SIL did exactly what this woman is proposing, and it has only widened the rift they have with my in-laws.

  7. #6

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    That's exactly what I think. Especially the Family Loan bit. If I lent money to a family member (even if I told them they could pay it back when they were caught up with their bills) I think I'd be Royally Pist if I found out they went on vacation prior to paying back such loan. It's all a matter of priorities and being morally responsible I feel.
    Last edited by Gardengal18; 12-11-2008 at 11:28 AM.

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    Registered User Grayce's Avatar
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    Yep, she should pay her bills.

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    If someone owed me $7000 and went on a vacation i would be mad. so you know my answer.

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    There are so many ways for a family to enjoy themselves at the holidays without reneging on their obligations.

  11. #10
    Master Dollar Stretcher LastDragonfly's Avatar
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    Yep, I'd be mad too if someone owed me $$ but went of vacation? She should pay her bills so she can take vacation later...guilt free.

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    Registered User Dancing Lotus's Avatar
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    Quote Originally Posted by Penascodragonfly View Post
    Yep, I'd be mad too if someone owed me $$ but went of vacation? She should pay her bills so she can take vacation later...guilt free.
    what she said

  13. #12
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    vacation is last on her list of obligations. Bills first.

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    Registered User Momto2Boyz's Avatar
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    I agree with the peanut gallery. She should be paying her bills.

  15. #14
    Registered User BlessedMomof2's Avatar
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    She should be paying her bills before enjoying herself on vacation, escpecially the money owed to the family!

  16. #15
    Registered User MamaTreadler's Avatar
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    Right - pay those bills.

    And I have to say, why does having a good time during Christmas mean that they need to take a *vacation*?!?!? Good heavens. If they believe the holidays will not be fun without going away, that right there shows what type of thinking they have. There is so much they could do at home. And if they feel they absolutely must do something extra why not just take a day out with them and the kids and see a Christmas movie or something? That would be a good time and certainly wouldn't eat into the budget like a vacation would...

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