Will my unpaid debt...
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  1. #1
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    Default Will my unpaid debt...


    Will my unpaid debt to Optima legal affect my credit file?

  2. #2
    Registered User Contrary Housewife's Avatar
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    Mar 2007
    Kansas City
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    Usually when you have unpaid debt the company will first threaten to report it in an attempt to get you to pay, and if you don't then they will go ahead and follow through.

    Has this company threatened to report you, or sent you notification that you've been reported?

    You will receive calls and letters from collections agencies. Has that happened yet?

    Have you checked your credit report? This is usually the best way to tell, instead of asking random strangers on the internet.
    Stop trying to organize all of your family’s crap. If organization worked for you, you’d have rocked it by now. It’s time to ditch stuff and de-crapify your world.

    If you're not using the stuff in your home, get rid of it. You're not going to start using it more by shoving it into a closet.

    Use it up, Wear it out,
    Make it do, Or do without. ~unknown

    A clean house is a sign of a wasted life. ~unknown

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