Anyone still using the envelope system to track their money?
I just started this up again....the last year has found me using and swiping debit cards like its a credit card lol. I think I went off rail when we paid off the mortgage cause it freed up money that used to be allocated to other areas. But that doesn't mean I shouldn't keep giving our dollars a name. I spent thousands on clothing, shoes, home goods,etc...and 95% was wants. I don't want to become that person again like I was in 2008. I used to spend 1000/mo. on Sophies clothes. Anyways, thanks for hearing me out. :) Janine