Anyone still use the envelope system?
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  1. #1
    Registered User tightwadmommy's Avatar
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    Default Anyone still use the envelope system?

    I haven't used it in awhile.
    But I'm going to start again when I get paid on Tuesday.
    It made a big difference when I used it before.

  2. #2
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    I still use the envelope system. I absolutely love knowing what I have in each of my categories. I recently discovered a phone app called simple budget that allows me to track envelopes without carrying cash. So I can use my debt but still keep track of what is in each envelope.

    Really comes in handy when traveling and I don't wish to carry a lot of cash for hotels, gas and food.
    BS#1 Done
    BS#2 Done
    BS#3 Done
    BS#4 Ongoing
    BS#5 Done
    BS#6 Done
    BS#7 We are here!

  3. #3
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    I give up trying to keep track :-)
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    I do. I typically don't use much cash so I use excel and track it what way.
    2020 Goals:
    Pay off Ohio House - $621.02/$3,330.56
    Save for whole house generator - $0/$15,000 (Guess amount, no quote)
    Fully Fund all Retirement Accounts & HSA - $3,172.43/$43,000
    Save for fruit trees - $0/$1,000 (by December)
    Survive Outage - 6-12s for 3-6 months.....love the pay, hate the hours
    Save for pond....now a 2022 goal

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