going to cash only, hope it works better for us

**Buckeye5** · 11-25-2006, 10:48 AM

I ordered the Dave Ramsey's cash only envelope system, should arrive today. I can't wait. DH and I are going to go to a cash only sytem. I hope this helps us spend less and save more money. How many of you are cash only? Does this help with your $$?

**homesteadmamma** · 11-25-2006, 11:30 AM

We are cash only. Once the $$ are spent, they are spent. I don't like breaking a twenty dollar bill.

Hope it works for you.

**dwallyfam** · 11-25-2006, 11:32 AM

I have been doing my own envelope system and it is helping us

**emily_hope** · 11-25-2006, 01:05 PM

I would like to order Dave Ramsey's envelope system. Right now, I'm just using regular old white envelopes. It is working out pretty well.

**Nantahala** · 11-25-2006, 01:06 PM

It didn't work well for me but I am the only one.

Best of luck!

**marei** · 11-25-2006, 01:17 PM

I went to the cash only system for groceries this month and so far seems to be working - that is the only place I use it.

**Shellshome** · 11-25-2006, 02:31 PM

We use cash only and have been for sometime. We do need to get better at it and that is a goal in the New Year.

**Buckeye5** · 11-25-2006, 03:23 PM

Just received the envelope system, I need to read up a bit on it. Can't wait to start the cash system.

**dmvezina** · 11-25-2006, 04:02 PM

Good luck ladies!!

**autumnlynn** · 11-25-2006, 06:20 PM

I, too, use the DR cash envelope system and I love it. Really helps me to stay on track with the budget. Which one did you get? I have the pink/orange one.

**baxjul** · 11-25-2006, 06:27 PM

We have always been cash only! DH can't have cc's or he goes on spending sprees! We have one cc that is for emergencies only, and I hang on to it.

**AmyBoz** · 11-25-2006, 08:23 PM

Originally Posted by simpleselu

It didn't work well for me but I am the only one.

Best of luck!

Not the only one! Doesn't work for us either.

**peanut** · 11-25-2006, 10:30 PM

We do our own envelope system. But dh is very controlled about money. I tend to "rob Peter to pay Paul", so I really have to watch myself around the cash system. I'm getting better though.

**McD** · 11-25-2006, 10:41 PM

It wouldn't work for us either.

We use check or debit card.

I am the only person with a debit card to the bill acct. and I only use it for groceries, baby formula, baby clothes, prescriptions etc.

DH and I each have a seperate acct. with debit card for our personal money. DH has a credt card that he puts one or two things on per month in order to build his credt.