going to cash only, hope it works better for us
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    Registered User Buckeye5's Avatar
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    Default going to cash only, hope it works better for us

    I ordered the Dave Ramsey's cash only envelope system, should arrive today. I can't wait. DH and I are going to go to a cash only sytem. I hope this helps us spend less and save more money. How many of you are cash only? Does this help with your $$?

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    We are cash only. Once the $$ are spent, they are spent. I don't like breaking a twenty dollar bill.

    Hope it works for you.

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    Registered User dwallyfam's Avatar
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    I have been doing my own envelope system and it is helping us

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    Registered User emily_hope's Avatar
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    I would like to order Dave Ramsey's envelope system. Right now, I'm just using regular old white envelopes. It is working out pretty well.

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    Registered User Nantahala's Avatar
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    It didn't work well for me but I am the only one.

    Best of luck!

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    I went to the cash only system for groceries this month and so far seems to be working - that is the only place I use it.

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    We use cash only and have been for sometime. We do need to get better at it and that is a goal in the New Year.

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    Just received the envelope system, I need to read up a bit on it. Can't wait to start the cash system.

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    Good luck ladies!!

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    I, too, use the DR cash envelope system and I love it. Really helps me to stay on track with the budget. Which one did you get? I have the pink/orange one.

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    Registered User baxjul's Avatar
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    We have always been cash only! DH can't have cc's or he goes on spending sprees! We have one cc that is for emergencies only, and I hang on to it.

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    Moderator aka AmyBob AmyBoz's Avatar
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    Quote Originally Posted by simpleselu View Post
    It didn't work well for me but I am the only one.

    Best of luck!

    Not the only one! Doesn't work for us either.

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    We do our own envelope system. But dh is very controlled about money. I tend to "rob Peter to pay Paul", so I really have to watch myself around the cash system. I'm getting better though.

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    McD
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    It wouldn't work for us either.

    We use check or debit card.

    I am the only person with a debit card to the bill acct. and I only use it for groceries, baby formula, baby clothes, prescriptions etc.

    DH and I each have a seperate acct. with debit card for our personal money. DH has a credt card that he puts one or two things on per month in order to build his credt.

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    We've been doing cash only for about 2 months now. It's a big adjustment for us, but it does seem to be working.

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