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  1. #1
    Registered User Bournecrazy's Avatar
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    Default Checking in

    Hello all, how is everyone?

    I haven't been around for a while and I really need to get myself into gear. I do still try and be frugal - i did for a while manage to do the grocery shop every 4 weeks rather than 2 but that has stopped, so i need to get that started up again.

    I cleared my CC but due to lots of dental trips and laziness the CC hit the limit again The limit is only £800. It doesnt sound like a lot until you have to pay it all back. I have a plan for that and i have just started working on that.

    Just got a few more things to pay for the wedding in August. Mainly need to save up enough cach to take with us on the honeymoon trip.

    I do still use freecycle - but they have re-named it here to Freegle. IDK.

    I really need to get back on here.

  2. #2
    Moderator mauimagic's Avatar
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    So glad that you are back BC - missed you!!

  3. #3
    Registered User Michelle68's Avatar
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    Good to see you back on FV. I imagine that you must be really busy planning for the wedding. Don't get discouraged about the cc. It's easy to get off track from time to time, especially when you have something big happening (or about to happen) in your life. At least you have a plan in place to pay it off.

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  5. #4
    Registered User Bournecrazy's Avatar
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    My plan for the CC is that ive written down all the charges ive made to it since getting it cleared and put them in a big long list. I am making sure on a payday that I pay off some of the things i have bought and tick them off once they are done. It's on paper at the minute put needs to go in excel so i can change it around. I aim to pay off 3-4 small items a payday and then pay off the bigger ones (like dentist at £68.80) off once a payday.

  6. #5
    Registered User frugalfranny's Avatar
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    Good to hear from you BC.

    Good luck with your plans.........and getting the cc paid down!

    I am sure you will do it.

  7. #6
    Registered User britbunny's Avatar
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    Hi,

    Welcome back. We've entered a new age of austerity at our house so you're not alone in needing to tighten the belt!

  8. #7
    Registered User Bournecrazy's Avatar
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    i am fine with squeezing the belt tight for as long as possible, it's just that FDH gets bored and wants to go out and spend - just for something to do so I do have to try and compromise. He does know the limits and if he wants something will ask if i can get it on payday if we can afford it, atleast he is thinking about it more

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    Registered User cab54's Avatar
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    Hi, BC!

    Freegle. I like that. Cute.

  10. #9
    Member Darlene's Avatar
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    Living & learning, we're all a work in progress. Looking forward to hearing more from you!




  11. #10
    Registered User Bournecrazy's Avatar
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    Quote Originally Posted by cab54 View Post

    Freegle. I like that. Cute.

    I can't get used to it. Ive managed to get quite a few useful things from there recently

  12. #11
    Registered User chevy_chick95's Avatar
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    Quote Originally Posted by Bournecrazy View Post
    i am fine with squeezing the belt tight for as long as possible, it's just that FDH gets bored and wants to go out and spend - just for something to do so I do have to try and compromise. He does know the limits and if he wants something will ask if i can get it on payday if we can afford it, atleast he is thinking about it more
    I completely understand.. this is how DBF is.. he is still in the mind set of I earned I deserve to spend it.. ugh whatever! I'm so glad your back. A lot off regular members left us for a while, its good to have you back

  13. #12
    Registered User Bournecrazy's Avatar
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    Quote Originally Posted by chevy_chick95 View Post
    A lot off regular members left us for a while, its good to have you back
    Really? maybe it's the time of year.

    I have been on much for a few months and im trying to get back to my frugal ways.

    I've had a good day so far. I looked at my budget and realised i'd gone wrong on my dates and added in a bill that wasnt due, so i now have 140 spare so i treated me & FDH to a takeout pizza and i am going to save the rest.

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