Ladies! Is DH NOT on board? This is for you!
If your husband is not on board with frugal living and getting out of debt, and you can swing $30.00 without breaking the bank, then let me encourage you to beg, plead, cajole, demand, cry, withhold favors and generally become the worst nightmare of his life UNTIL he watches the Dave Ramsey Live Event, Online.
Dave Ramsey is a man's man. He tells it like it is, but he does so in a loving, funny, and insightful way. At age 26, Dave was a millionaire in real estate, until he lost it all because a bank changed management. Today, he's a millionaire all over again, debt free.
His message is simple, and yet profound. I believe he will open your husbands eyes to the need to get your money under control. If your husband can watch all five hours of this presentation and NOT change his attitude about money, there will be something wrong with him, and I'm talking like space alien wrong.
Be warned, Dave Ramsey does not take credit cards - so be prepared to pay with a debit card, but don't pay for it UNTIL hubby agrees, because there's a time limit on how long you have to watch the videos after you pay. (14 days).