Quiltin' Mama's Saving for Christmas 2009 Challenge
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  1. #1
    QM
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    Default Quiltin' Mama's Saving for Christmas 2009 Challenge

    I know we're two days to Christmas 2008, but I decided to start another challenge to myself to track the exact money I'm saving for Christmas 2009. The reason for this is that I'm hoping to have a "free" Christmas in 2009.

    There are a variety of ways I'm going to try to save...

    1) Collect the tear-off Superbucks slips at Loblaws Pay At the Pumps gas bar. Attached to the receipt is a Superbucks value slip. For every litre in gas you buy you get 2.0 cents.
    The back of the Superbucks says...
    Redeem Superbucks towards the purchase of merchandise (except tobacco, lottery, prescriptions & alcohol) at any Ontario Loblaw Companies stores. Identification may be required at the time of redemption. After its expiry date, Superbucks have a cash redemption value of 1/100ths of a cent.
    This gas bar isn't far from my home, and my plan is whenever I'm driving through that intersection to drive by the pumps and take a peek to see if any receipts have been left behind. So far in the past week I've collected $5.56 in Superbucks. When I have at least $10 worth, I'll buy a Loblaws gift card (which has no expiry!)

    2) Set aside 20% of money that DH gives me towards Loblaws gift cards that he got with President's Choice points. In case you have no idea what PC points is, if you have a c/c with President's Choice for each $1,000 you spend and pay off you get $10 worth of free groceries. So that DH doesn't feel that he never gets to buy anything frivilous (because of our frugal lifestyle), I let him cash in the PC Points and buy Loblaws gift cards. What he does is hand me the gift cards (because he doesn't want them for that store) and input the figure into the computer and track his "free" money spending. In turn, I take the gift cards and buy regular groceries at No Frills (which is a cheaper, sister-company store to Loblaws). So my plan is when DH hands me a $50 gift card for groceries, I'll set aside $10 in the Christmas 2009 envelope. It's basically like putting our own regular spending money into the envelope; it just won't happen too often.

    I hope to find other ways to set aside money. Feel free to offer any other suggestions or ideas.
    If you will live like no one else, later you can live like no one else.


    Put ALL EXCUSES ASIDE and remember this:
    YOU ARE CAPABLE!


    2016 Lose-A-Pound-A-Week Challenge
    Started at 139.8 lbs on Monday, May 9th
    1st goal will be 135 lbs - reached 135.8 lbs goal on Fri, May 13th!
    2nd goal will be 133 lbs - reached 133.8 lbs on Fri, May 20th!
    Reached 132.6 lbs on June 1st!
    3rd goal will be 130 lbs - reached 130.8 lbs on Thurs, July 7th!
    4th goal will be 129 lbs
    5th goal will be 127 lbs
    6th goal will be 125 lbs

    Personal ~ as of March 12, 2016
    Pay off my Mortgage
    $36,303.13 (3 years, 1 months left)
    Pay off My Line of Credit ~ Van
    PAID OFF IN FULL!!
    Pay off my Line of Credit ~ General
    $26,058.14

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

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    Can't wait to hear how this turns out over the next year. I'll be starting my own come January. I'll be cheering you on all along the way.

    Do you do Shopper's Drug points? It can really add up quickly and you could also use those points for gifts.

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    Registered User tervsforme's Avatar
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    Wow, what a great way to save for Christmas! Those points can add up quickly!

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    QM
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    I just thought of another way I can save up money/gift cards.

    This month, there is a Wal-Mart promotion...
    "Receive a $10 Wal-Mart Gift Card when you purchase just $25 (before taxes) of Cottonelle, Scott and/or Kleenex brands between December 1, 2008 and December 31, 2008."
    There are 98 cent Cottonelle travel-size wipes (10 count) at our local Wal-Mart, so two times I bought 26 packages and used 26 'Save $1 on any Cottonelle wipes' coupons. Therefore, all I had to pay was the taxes only. I'm submitting the voucher with receipts attached and am looking forward to my two $10 Wal-Mart gift cards. Since the voucher states one offer per household, I'm sending the other gift card to my parents address.

    The two $10 Wal-Mart gift cards will be stored in my 2009 Christmas envelope once I get them in the mail.
    If you will live like no one else, later you can live like no one else.


    Put ALL EXCUSES ASIDE and remember this:
    YOU ARE CAPABLE!


    2016 Lose-A-Pound-A-Week Challenge
    Started at 139.8 lbs on Monday, May 9th
    1st goal will be 135 lbs - reached 135.8 lbs goal on Fri, May 13th!
    2nd goal will be 133 lbs - reached 133.8 lbs on Fri, May 20th!
    Reached 132.6 lbs on June 1st!
    3rd goal will be 130 lbs - reached 130.8 lbs on Thurs, July 7th!
    4th goal will be 129 lbs
    5th goal will be 127 lbs
    6th goal will be 125 lbs

    Personal ~ as of March 12, 2016
    Pay off my Mortgage
    $36,303.13 (3 years, 1 months left)
    Pay off My Line of Credit ~ Van
    PAID OFF IN FULL!!
    Pay off my Line of Credit ~ General
    $26,058.14

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

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    QM
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    With yesterday's extra 81 cent and today's 85 cent Superbucks I found at the Loblaws gas bar, my new Superbucks total is $7.22! Yay!!! A few more dollars and I'll have my first $10 Gift Card for Loblaws to go into my Christmas 2009 envelope!...Can't wait!
    If you will live like no one else, later you can live like no one else.


    Put ALL EXCUSES ASIDE and remember this:
    YOU ARE CAPABLE!


    2016 Lose-A-Pound-A-Week Challenge
    Started at 139.8 lbs on Monday, May 9th
    1st goal will be 135 lbs - reached 135.8 lbs goal on Fri, May 13th!
    2nd goal will be 133 lbs - reached 133.8 lbs on Fri, May 20th!
    Reached 132.6 lbs on June 1st!
    3rd goal will be 130 lbs - reached 130.8 lbs on Thurs, July 7th!
    4th goal will be 129 lbs
    5th goal will be 127 lbs
    6th goal will be 125 lbs

    Personal ~ as of March 12, 2016
    Pay off my Mortgage
    $36,303.13 (3 years, 1 months left)
    Pay off My Line of Credit ~ Van
    PAID OFF IN FULL!!
    Pay off my Line of Credit ~ General
    $26,058.14

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

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    Registered User Rebookie's Avatar
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    That is awesome!

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    Woo hoo that is great.

  9. #8
    QM
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    DH gased up yesterday evening and got a 91 cent Superbucks receipt. He also had an extra one from an earlier gas up in his car (which I quickly got!) and it was 91 cents as well.

    My new Superbucks total is $9.07!
    If you will live like no one else, later you can live like no one else.


    Put ALL EXCUSES ASIDE and remember this:
    YOU ARE CAPABLE!


    2016 Lose-A-Pound-A-Week Challenge
    Started at 139.8 lbs on Monday, May 9th
    1st goal will be 135 lbs - reached 135.8 lbs goal on Fri, May 13th!
    2nd goal will be 133 lbs - reached 133.8 lbs on Fri, May 20th!
    Reached 132.6 lbs on June 1st!
    3rd goal will be 130 lbs - reached 130.8 lbs on Thurs, July 7th!
    4th goal will be 129 lbs
    5th goal will be 127 lbs
    6th goal will be 125 lbs

    Personal ~ as of March 12, 2016
    Pay off my Mortgage
    $36,303.13 (3 years, 1 months left)
    Pay off My Line of Credit ~ Van
    PAID OFF IN FULL!!
    Pay off my Line of Credit ~ General
    $26,058.14

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

  10. #9
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    That's great. You don't need much now do you to make that 10 bucks.

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    Registered User Jessesbride's Avatar
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    I'm in! We did $600 for Christmas 2008 which was $50/month, but we are aiming for $900 for 2009 Christmas @$75/mo.

    Plus aiming to pay off even more Debt & medical bills! We will see how it goes!

    Kim

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    Registered User MommyBliss's Avatar
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    Good for you, that is awesome!

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    Registered User tammy8701's Avatar
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    Quote Originally Posted by Quiltin' Mama View Post
    DH gased up yesterday evening and got a 91 cent Superbucks receipt. He also had an extra one from an earlier gas up in his car (which I quickly got!) and it was 91 cents as well.

    My new Superbucks total is $9.07!
    thats to cute l do that at our gas station it has the same thing l save mine to get stuff at the grocery store

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    Registered User Debbie-cat's Avatar
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    Quote Originally Posted by Quiltin' Mama View Post
    DH gased up yesterday evening and got a 91 cent Superbucks receipt. He also had an extra one from an earlier gas up in his car (which I quickly got!) and it was 91 cents as well.

    My new Superbucks total is $9.07!
    Fantastic! Only 93 cents to go!!!




  15. #14
    QM
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    I don't have the extra 93 cents in Superbucks to make $10 yet; however, DH gave me $60 in Loblaws gifts cards from our PC points--a $50 GC and a $10 GC. Like I stated in my original post, I'm going to set aside 20% of that which would equal $12. What a disappointment it would be to have a non-activated card in December of 2009 so before I throw the $10 GC and $2 change in my Christmas 2009 envelope, I want to make sure it really has the $ on it and is activated by checking it next time I'm at No Frills or Loblaws. (You never know...grocery stores do make mistakes like we all know!)
    If you will live like no one else, later you can live like no one else.


    Put ALL EXCUSES ASIDE and remember this:
    YOU ARE CAPABLE!


    2016 Lose-A-Pound-A-Week Challenge
    Started at 139.8 lbs on Monday, May 9th
    1st goal will be 135 lbs - reached 135.8 lbs goal on Fri, May 13th!
    2nd goal will be 133 lbs - reached 133.8 lbs on Fri, May 20th!
    Reached 132.6 lbs on June 1st!
    3rd goal will be 130 lbs - reached 130.8 lbs on Thurs, July 7th!
    4th goal will be 129 lbs
    5th goal will be 127 lbs
    6th goal will be 125 lbs

    Personal ~ as of March 12, 2016
    Pay off my Mortgage
    $36,303.13 (3 years, 1 months left)
    Pay off My Line of Credit ~ Van
    PAID OFF IN FULL!!
    Pay off my Line of Credit ~ General
    $26,058.14

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

  16. #15
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    You're smart to check that out.

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