Life laundry and making a workable Budget part one
I am currently working on a "Full Monty" style budget for a member of FV ( no names, no pack drills;) )
She has given me permission to post some of the ideas I have for her, in order than others may find something of interest.
I do believe that in order to benefit from any kind of new budget/financial set up, you need to take stock of your life and get a more organized.
So lesson one, is to de-junk, the obvious: Go in to each room and pick up everything off the floor, put dirty clothes in the hamper, rubbish in the bin and re-cycle the old magazines and newpapers!
Depending on how messy you & yours are, this may take a few days.
When the floor has a bit of space, move on to surfaces, each item you pick up, must be either cleaned & kept, or rehomed or recycled.
Do not keep items that do not LOVE, if they are "nice but..............." then it's a dust catcher! so out it goes!.
If the item falls under the catagory of irreplaceable/grannies old............., then you have to decide to either make room for it and keep it dusted OR, you can take a photo of it ( as a reminder)and pass it on to another relative.
DO NOT BUY OR ALLOW OTHERS TO ADD TO YOUR DUST COLLECTORS!!!!!
If you are "tempted" remind your self, that 1. you must pay for this & can you afford it, or would the money be better spent on other things?
2. you must find space for it in your home.
3. you must keep it clean.
Get in to the habit of just looking, enjoy the beauty of something without having to own it.
Admire without desire;):D
Allocate a place for non food items and make a list of what you have.
Use masking tape and a pen and make a note of the date you open up a bottle of shampoo and how long it lasts,( stick it on the bottle) multiply THAT by the number of bottles you need to fullfill YOUR idea of a good stockpile.
Do the same with the Laundry liquid/powder, note how many wash loads you get from one bottle/box and see if you can cut it down even further, by using just s little less product each time.
Food shopping: this is one of the biggest costs for most people.
Find out what you as a family seem to eat more of, by keeping a food diary for a few months.
Write down what you have during normal school days/holidays/weekends, write down what you eat for dinner EVERY day, do not rely on your memory!;)
You will see a pattern emerge, of favourite meals/dishes.
Look at these favourites and see which of them can be cooked in advance and frozen, or if one days cooking can cover 2 days by adding another ingredient or two. eg. day one Spaggetti Bolognaise, day two using the left over meat to make a cottage pie.
When trying to cut down on your food budget, do not start looking at recipes that call for unusual or exotic ingredients, stick to what is known and loved;):
Do not waste money on special "Diet Foods" the only way to maintain longterm weight loss is to have a "way of healthy eating for life" ( in every semse of the word!)
The Diet Industry is a multi billion $/£, industry that is set up to make you think there is a "quick fix" to your weight problem!
The magical ingredient to weight loss is your mind! you have to make your mind work for you and not against you.
When you want a chocolate/cake/cookie is it that you REALLY WANT the taste & feel of the chocolate/cookie or cake? or are you upset.bored, feel "empty"? wait 10 mins & see if you still feel the same way, if you do then have a LITTLE of what you fancy.
Do not eat "non-food" ( what I call chocolate etc)whilst you are doing ANYTHING ELSE, when eating snacks you must taste what you are eating concentrate on it, sit down and savour it, that way you will feel satisfied with MUCH less:D;)
To be continued:D;)