No Spend Challenge
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  1. #1
    Master Dollar Stretcher madhen's Avatar
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    Default September no-spend challenge

    Way back, when I first joined FV, I recall we had monthly no-spend goals; i.e, like the grocery challenges, we would see how many days out of the month we could go without spending any money.

    I don't see that thread any more, so I am reviving it. I will be adding a no-spend tag to my sig and will start on Sept 1. Anyone else game?
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  2. #2

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    I am in!!! I am going for as many as possible!
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  3. #3
    Registered User Cricketlegs's Avatar
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    Sign me up!
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  5. #4
    Registered User Starlight9803's Avatar
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    I'm in, I need to cut back anyway!!
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  6. #5
    Registered User itsahumanzoo's Avatar
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    I'm in for 25 no spend days...
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  7. #6
    Registered User Cricketlegs's Avatar
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    Now if I understand this anything that is already IN THE BUDGET and or allowance doesn't count right.

    Today I have to go buy ink for the computer printer but it is IN THE BUDGET so that isn't a no spend day because I spent or it is a no spend day because it is a planned budgeted expense like grocery shopping??

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  8. #7
    Registered User walker24's Avatar
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    I'm in, I'm thinking 20 no spend days. We don't count bill paying etc right? What about grocery shopping?
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  9. #8
    Registered User itsahumanzoo's Avatar
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    Quote Originally Posted by walker24 View Post
    I'm in, I'm thinking 20 no spend days. We don't count bill paying etc right? What about grocery shopping?
    I consider a budgeted shopping trip with a list not a spend day, but just running in to grab something, I count as a spend. That keeps me out as much as possible!
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  10. #9
    Registered User bclements514's Avatar
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    I so need this!!!! We have to save as much as possible this month. Count me in!
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  11. #10
    Registered User hollyhill's Avatar
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    Oh yes count me in!!!
    It will be a no spend month except groceries, bills, music lessons, gas!
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  12. #11
    Master Dollar Stretcher madhen's Avatar
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    The way I list my days, any day I spend money, even if it is budgeted, is a day I spent money. So I will never have a perfect, no-spend month. That way, I can't make an excuse of "oh, but that was a NECESSARY expense."

    But your challenge is your challenge. If you are disciplined enough to not cheat (and I am not ), then I don't see any problem not counting certain budgeted and necessary expenses.
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  13. #12
    Registered User Cricketlegs's Avatar
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    Quote Originally Posted by madhen View Post
    The way I list my days, any day I spend money, even if it is budgeted, is a day I spent money. So I will never have a perfect, no-spend month. That way, I can't make an excuse of "oh, but that was a NECESSARY expense."

    But your challenge is your challenge. If you are disciplined enough to not cheat (and I am not ), then I don't see any problem not counting certain budgeted and necessary expenses.
    Well for me I am considering anything in the budget to be a no spend day.

    Today I had to buy INK and Coffee. They were both in the columner pad so they were budgeted expenses. So I say mine were no spend items.
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  14. #13
    Registered User walker24's Avatar
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    Thanks for all your answers. I like the idea of grocery shopping and sticking to my list not being a spend day. Even more incentive to put my blinders on in the grocery store.
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  15. #14
    Registered User Bournecrazy's Avatar
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    i will join for this month, as i want to save as much as i can.
    i dont get paid until the 4th and i have no money left as i cant spend anything until then. lol. i'll try and keep up
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  16. #15
    Registered User 3tomboys's Avatar
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    I'm in. To bad I didn't read this thread before I went to the pet store. So I'm not off to a great start! I have noticed that if I have to account for something on FV then I think twice about the money I am spending. This site makes me way more accountable and it's great!
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