2010 Emergency Fund Challenge - FINAL - Page 4
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  1. #46
    Registered User Greebo's Avatar
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    Quote Originally Posted by AP102209 View Post
    This is my biggest goal this year. I had a baby ten weeks ago, and his father and I live together, but are not married.

    I am not comfortable relying on DB. There are no guarantees. Right now I have no income, no posessions, no car, no savings. Nothing. That is not okay with me.

    Should something happen and I suddenly have to support my son and myself alone, I want to be prepared.

    My goal is to get a $1500 EF set up just for the two of us ASAP. I won't be hiding it, but DB won't have any kind of access to it either.

    When he files his taxes the end of this month, half of the tax credit for Parker is going to me. That $500 will be going directly into my EF. The beginning of February I will be getting a check for anywhere from $500-$1000+. Everything up to $1500 will go into Parker and my EF. Everything above that amount will go into the savings account for buying myself a car(that will be in my name and my name only.)

    We'll also be working on getting a household $1000 EF setup (funded by his income) as well.
    I cannot see that this posts report anything actually having been added yet, so this post did not affect the new total coming up. Please let me know if I misread this.

  2. #47
    Registered User Greebo's Avatar
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    To date, Frugal Villagers have added:
    $1979.22
    To their Emergency Funds in 2010!



    We're off to a GREAT start - not even 4 days into the New Year!

  3. #48
    Registered User Greebo's Avatar
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    Quote Originally Posted by kettlecorn View Post
    No (hanging head in shame). I'd like to write just one check and have it be gone with in one payment. It sounds stupid, I know. The plan is to have the rest to pay it off by the end of the month. If I'm not able to, i'll just send in what I have.
    If its all within a 1 month period, that's fine - I thought you were talking about saving it over a period of several months.

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  5. #49
    Registered User JoJoBean8's Avatar
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    Added another $50 today

  6. #50
    Registered User danni's Avatar
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    I just added another $5.58. I know it isn't much but after I pay bills I transfer "loose change" in my acct over. I like to have only amounts that end in a 0 or 5 in my acct. What can I say I am weird!

  7. #51
    Registered User Greebo's Avatar
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    To date, Frugal Villagers have added:
    $2,034.80
    To their Emergency Funds in 2010!

  8. #52
    Registered User wwe11's Avatar
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    Sorry, I forgot I added 54.25 on Jan.1st.

  9. #53
    Registered User beks37's Avatar
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    Should we add interest earned on our accounts into our totals? I'm thinking yes, but wanted to make sure so we can have accurate totals.

  10. #54
    Registered User Greebo's Avatar
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    Quote Originally Posted by beks37 View Post
    Should we add interest earned on our accounts into our totals? I'm thinking yes, but wanted to make sure so we can have accurate totals.
    I think absolutely yes - interest added to your EF is money in your EF!

  11. #55
    Registered User TheRootedNomad's Avatar
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    The original goal for our EF was completed awhile back. We have re-evaluated our current situation and possible upcoming changes and in doing so have decided to increase our EF by $2000 to $5000 this year. It will be priority until we reach the $2000 additional mark after that we will look at where we stand with other savings and re-evaluate again.

    $69.85 today with additional funding planned for tomorrow.

  12. #56
    Registered User JoJoBean8's Avatar
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    $20 added today

  13. #57
    Registered User Greebo's Avatar
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    To date, Frugal Villagers have added:
    $2,178.90
    To their Emergency Funds in 2010!

  14. #58
    Registered User Surilda's Avatar
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    Added $20.00 today.

  15. #59
    Registered User qsaver704's Avatar
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    oh, my! Mine is auto draft and I forgot about it. Added $20 Wednesday.

  16. #60
    Registered User nic4549's Avatar
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    Added $20 today. Good thing because I will have to pull a good amount out to replace my cook top either this month or next month.

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