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01052011, 04:25 PM #1
 Join Date
 Oct 2006
 Location
 Nova Scotia
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 Rep Power
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2011 Debt Reduction Challenge  Behind $202,117.30
To avoid confusion, please only post your debt reduction payment amounts in this thread. All discussion related to the challenge should be posted in the "2011 Debt Reduction Challenge  Discussion" thread.
Please ensure that your total is broken down into interest and principal. The preferred format is as follows:Jan 1, 2011
Debt  Mortgage
Total Payment: $1,000
Principal: $500
Interest: $500
Posts which do not clearly indicate the above will not be counted.Last edited by monkeywrangler71; 01012012 at 07:58 PM.


01062011, 12:03 AM #2
 Join Date
 Jun 2005
 Location
 Penna
 Posts
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1/2/2011
Debt  Home Depot account
Principal = 403.56
Interest = 15.56
Paid in full. Now on to consumer debt # 2. 
01062011, 02:56 PM #3

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01062011, 03:00 PM #4
1/1/11
Mortgage
Principle $1535.47
Interest $1115.82 
01072011, 11:30 AM #5
2011 Jan 4
Rental Mortgage
Principal $146.41
Interest $448.95
Extra principal: $12.04
(We make a fixed pmt every month that is now slightly higher than the total of Prin, int and escrow  at present, exactly $12.04 over the total. 
01072011, 12:02 PM #6
 Join Date
 Oct 2006
 Location
 Nova Scotia
 Posts
 3,898
 Post Thanks / WTG / Hug
 Blog Entries
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 Rep Power
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Debt reduction totals, end of Week 1
Principal: $4097.48
Interest: $1580.33
Goal: $600 000? 
01072011, 12:17 PM #7
 Join Date
 Oct 2007
 Location
 Elk Grove CA
 Posts
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land payment 1
Jan payment for land $721.00
$365.17 Principal
$355.83 Interest 
01072011, 12:20 PM #8
 Join Date
 Oct 2007
 Location
 Elk Grove CA
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land payment 2
Land payment 2 $277.00
Principal $192.42
Interest $84.58 
01072011, 07:42 PM #9
 Join Date
 Oct 2007
 Location
 Elk Grove CA
 Posts
 1,101
 Post Thanks / WTG / Hug
 Blog Entries
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 16
My first Mortage payment for 2011 $2,308.08
Balance $88,246.79
Principal $1480.00
Interest $429.94
Escrow $398.14 
01082011, 06:26 PM #10
1/8/2011
Debt Visa Credit Card
Principle$19.62
Interest$5.38 
01082011, 08:22 PM #11
 Join Date
 Aug 2006
 Location
 Massachusetts
 Posts
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Car #1
(1/7/11)
217.54
Prin:  131.60
Int:  85.94 
01092011, 04:18 PM #12
 Join Date
 Oct 2006
 Location
 Nova Scotia
 Posts
 3,898
 Post Thanks / WTG / Hug
 Blog Entries
 9
 Rep Power
 32
Jan 4, 2011
Fixed Mortgage
Total: 190.01
Principal: 90.62
Interest: 99.39
Variable Mortgage
Total: 158.95
Principal: 78.10
Interest: 80.85 
01122011, 10:58 AM #13
1/7/11
Visa:
Principal $78.77 (interest had been paid in previous payment made in December)
1/10/11
Mortgage:
principal $307.13
Interest $941.80Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.
Kitty mommy to:
JC 5/3/2012 RIP...I miss you old man.
Jack RIP
Felix
Ragnar 
01122011, 11:11 AM #14

01132011, 09:27 AM #15
I hope I am doing this correctly.
1/1/11 Mortgage Bal $181,847.47
January principal paid $ 219.85
January interest paid $ 997.02
1/1/11 Car Balance $ 21,681.23
January principal paid $ 531.15
January interest paid $ 158.85
1/1/11 Stud Loan Bal $ 36,258.39
January principal paid $ 100.09
January interest paid $ 149.91
1/1/11 Total Credit Card Bal $ 42,032.91
January principal paid $ 2,543.83
January interest paid $ 401.08Last edited by tnthriftylady; 01132011 at 09:45 AM. Reason: I hit save too soon and by accident & put in wrong numbers for one set.

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