2011 Christmas Fund Challenge
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  1. #1
    Registered User frugal me's Avatar
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    Default 2011 Christmas Fund Challenge

    I'm starting a christmas fund challenge for my self for 2011.
    My goal is to have $600 saved by Dec. 1, 2011.
    This will be for the gifts that I don't make, decorations, Xmas dinner and so on. I probably will not spend it all (that's a high amount for us), but want to be really ready next year.

    Anyone care to join me?
    I've already got $50 to put into my xmas tin to start with.

  2. #2
    Registered User thesightofoneself's Avatar
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    we tend to buy gifts as we find them so it doesnt effect our december budget as much. you have a great idea though with coming up with a christmas fund

    i have $50 to my name but i'm in

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    Moderator mauimagic's Avatar
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    TSOOS - you crack me up - always enjoy your perspective!!

    Frugal me - great idea!!

    We always need to come up with about $1000 for travel at the holidays - Christmas and New Years - and I know that's crazy - but that's just for interisland travel!! Bottom line is that it's the only time the whole family is with DMIL - so it's a priority for all of us.

    So I'll need to put $25 (roughly) into svings weekly. Am not sure how I'll do it, but I am in!!

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  5. #4
    Registered User frugal me's Avatar
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    Glad you ladies have joined me.
    I tend to have a better focus on my budgeting goals with some buddies to join me.

    I'm going to try to put atleast $20 each week into my xmas tin.

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    Moderator mauimagic's Avatar
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    Whew - am glad that I found where this thread was hiding itself - am going to need it more accesible - especially during the next few weeks when our pockets are squeeking!!

    I need to do this every Friday - since once a week gets away from my mind too easily. So yesterday I put $25 in an envelope - my first contribution of many!!

  7. #6
    Registered User CarolBee's Avatar
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    I'm in! Thanks for starting this challenge - I just put my first $20 in an envelope this weekend - glad to find this thread! I started my goal small, at $480 ($40/month). We'll see how it goes!

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    Master Dollar Stretcher madhen's Avatar
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    I'm in. I'll try for $100/month.

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    Registered User mopples's Avatar
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    Im also doing a xmas thing. Hubby and I are putting in our silver coins and im depositing them in a xmas club account. So far in the bank we have $55. I have around $27 in coins at home nearly ready to deposit.

  10. #9
    Registered User TheRootedNomad's Avatar
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    I'm in. Every year I say I'm going to do better and the last couple of years have absolutely continued to get worse from my planning/preparing/being frugal prespective. Once upon a time I did phenomenally well with a VERY limited budget. It came down to being prepared. Somewhere I lost that.

    I'm going to shoot for $1000 Chrismas budget this year. It won't necessarily be money in an evnvelope that will be spent in Dec. but as I buy/make/stick money up I'll add it to the total.

    The $1000 will be my MAX to cover everything food/gifts/extra time off ect. and I will be shooting to keep it MUCH lower.

  11. #10
    Registered User frugal me's Avatar
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    Quote Originally Posted by mauimagic View Post
    Whew - am glad that I found where this thread was hiding itself - am going to need it more accesible - especially during the next few weeks when our pockets are squeeking!!

    I need to do this every Friday - since once a week gets away from my mind too easily. So yesterday I put $25 in an envelope - my first contribution of many!!

    I plan on adding to mine on Fridays also. Maybe I can remember that way!

    Glad you all have joined us!

  12. #11
    Registered User hotprincesscm's Avatar
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    I'm in....I started mine the week of this past xmas...as soon as I was done shopping for 2010, I started putting in for 2011....It's like any other bill I constantly contribute to the xmas envelope

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    Registered User frugal me's Avatar
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    Quote Originally Posted by hotprincesscm View Post
    I'm in....I started mine the week of this past xmas...as soon as I was done shopping for 2010, I started putting in for 2011....It's like any other bill I constantly contribute to the xmas envelope

    I think you have a great point.
    Treat it like a bill, it MUST get done.

  14. #13
    Registered User chowder's Avatar
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    I do this every year.I save a toonie a day.I have index cards for each month and when I add each toonie to the bag I mark off a day.This way I know exctly where I am at.I roll these up and take to the bank end of Oct to start spending for Christmas.Nov1 it starts all over again.Best plan I ever came up with.

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    Master Dollar Stretcher madhen's Avatar
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    Nothing for January, because of unplanned veterinary costs, but I'll try to catch up in Feb. Not sure if I'll make the whole $200 up, because I am also trying to save money for my sister's birthday in March. Ack!!

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    I am aiming for at least 800 by the end of november total but if I find stuff through out the year I will use that money.

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