2014 Emergency Fund Challenge
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  1. #1
    Registered User EmilyD's Avatar
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    Default 2014 Emergency Fund Challenge

    I have $100.00 to start the year out!
    EmilyD

    Change/Piggy Bank Jar Challenge (I use it for my clothes allowance)
    All silver change into piggy for 1 year (Oct 2019) (Will turn in today 1/3)
    Household savings account $200.00 monthly, current bal. $900.00
    My savings: current bal. 10.00
    Pay extra on mortgage/loan/auto $50.00 @ monthly


    Projects for 2020:
    # 1 New front porch
    Major declutter house
    Major declutter garage

    2020 Stash Management
    2020 Frugal Challenge
    2020 House Purge / Declutter Challenge
    2020 Meal Planning Challenge
    2020 Grocery Budget Challenge $250.00 monthly

  2. #2
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    I have $1050.28. It is taking a long time to grow. Hopefully the new year will be one with less obstacles.

  3. #3
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    We are at $60.00.

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  5. #4
    Registered User hotprincesscm's Avatar
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    I am starting with $0...I wiped out all money in savings, emergency, etc...when I bought my house...dumb move...but I did it....I hope to get $1000 this year at least. When my tax returns come in, in February or March...it will be in one large lump sum for the emergency fund....And any "extra" money here and there I can scrape up...which looks very sparse at this point.

  6. #5
    Registered User dcompton's Avatar
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    Well, the 2013 challenge didn't work out so well, considering that I ended up with less in savings than I started out with. But THIS is the year! Upward and onward! It wouldn't have looked like quite as much of a slaughter if I hadn't been so determined that I was going to reach my IRA goal - or else. So I sent the money there and ended up having to use some of the savings for cash flow. But that's ok.

    I'm putting in $250 tonight and the bank's $25 auto transfer to savings will happen in a couple of days. So at least I'm starting off right.

  7. #6
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    I had to spend $250 at the vets yesterday. Today I deposited $50 into my EF account. I suppose the vet does deserve to earn a living too.

  8. #7
    Registered User Susanscraps's Avatar
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    I'm back this year! My layoff fund is pretty healthy and I am hoping to add $2500 to it in 2014 (as long as my job continues!). So I am starting out at $100.
    We will need to replace a car in the future, so I am adding my car fund to my emergency challenge. It is starting at $400.
    I wish all our savers here a wonderful 2014!

  9. #8
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    I put $50 away today. If I count my EF I have enough money to pay my taxes in May. This is a relief. But I don't want to touch my EF so I will continue saving. Next financial year should be easier for me so if I do have to spend some of my EF I will be able to catch up.

  10. #9
    Registered User bookwormpeg's Avatar
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    I deposited $130 in my savings account this month....hopefully I can continue to do this every month....

  11. #10
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    I put $2500. from Dh's Christmas bonus. I had the BEF at $1500. So we are at $3800. at this point. New furnace on the horizon. So I am jamming away As fast as possible. Hoping for $1000. more on the 15th. But it going to pendulum big this year again.

  12. #11
    Registered User acabin42's Avatar
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    I'm in. I am staring with $1781. Our plan is to put $500 each month in. Hopefully it works.

  13. #12
    Registered User knitnmom's Avatar
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    I'm in. Starting with $680.74.

  14. #13
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    I received $27.10 today from answering surveys online so that went into my EF account!

  15. #14
    Registered User EmilyD's Avatar
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    Didn't add anymore this pay check. I used the $50.00 to
    beef up my house repair envelope since it was the only one
    not funded this month. So new totals are in my siggy.
    EmilyD

    Change/Piggy Bank Jar Challenge (I use it for my clothes allowance)
    All silver change into piggy for 1 year (Oct 2019) (Will turn in today 1/3)
    Household savings account $200.00 monthly, current bal. $900.00
    My savings: current bal. 10.00
    Pay extra on mortgage/loan/auto $50.00 @ monthly


    Projects for 2020:
    # 1 New front porch
    Major declutter house
    Major declutter garage

    2020 Stash Management
    2020 Frugal Challenge
    2020 House Purge / Declutter Challenge
    2020 Meal Planning Challenge
    2020 Grocery Budget Challenge $250.00 monthly

  16. #15
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    I put $27 into EF account today. I'm not really sure how much I have in there at the moment as it is about to be used for a few expenses, including visiting an accountant for financial advice (I am hoping she will help me save even more).

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