2014 No Spend Challenge
Page 1 of 62 12341151 ... LastLast
Results 1 to 15 of 921
  1. #1
    Registered User Debbie-cat's Avatar
    Join Date
    Dec 2008
    Location
    British Columbia
    Age
    55
    Posts
    26,302
    Post Thanks / WTG / Hug
    Blog Entries
    166
    Rep Power
    157

    Exclamation 2014 No Spend Challenge

    WELCOME 2014!!!!

    This will be the year of no spends......well I am going to try to spend the LEAST amount possible. You decide what you deem a spend day. I do not count paying bills. Some people don't count days when they have to gas up the car or when they pick up medications. What you chose to count is totally up to you!!!

    The purpose of the challenge? It is make you more aware of what you spend your money on and how often you pick up those little purchases. Can you combine trips so you can have a few days of no spending?

    Join me!

    My goal for January ...... 25 no spend days. YUP. I am going for it! How about you?




  2. #2
    Registered User EmilyD's Avatar
    Join Date
    Apr 2006
    Location
    Southern Colorado
    Age
    67
    Posts
    1,845
    Post Thanks / WTG / Hug
    Rep Power
    18

    Default

    I have a hard time keeping track and wait too long between posts.
    However, I am going to try again.

    Jan goal 15/31 no spend.
    EmilyD

    Change/Piggy Bank Jar Challenge (I use it for my clothes allowance)
    All silver change into piggy for 1 year (Oct 2019) (Will turn in today 1/3)
    Household savings account $200.00 monthly, current bal. $900.00
    My savings: current bal. 10.00
    Pay extra on mortgage/loan/auto $50.00 @ monthly


    Projects for 2020:
    # 1 New front porch
    Major declutter house
    Major declutter garage

    2020 Stash Management
    2020 Frugal Challenge
    2020 House Purge / Declutter Challenge
    2020 Meal Planning Challenge
    2020 Grocery Budget Challenge $250.00 monthly

  3. #3
    Registered User KimB's Avatar
    Join Date
    Feb 2013
    Location
    Wisconsin
    Age
    57
    Posts
    1,224
    Post Thanks / WTG / Hug
    Blog Entries
    51
    Rep Power
    12

    Default

    I won't count routine bills.
    Will set my goal to 16.

  4. Remove Advertisements
    FrugalVillage.com
    Advertisements
     

  5. #4
    Registered User
    Join Date
    Apr 2009
    Location
    So. Cal
    Posts
    1,078
    Post Thanks / WTG / Hug
    Rep Power
    16

    Default

    I would love to do a much better job of not spending each month so I'm in for 20 no spend days in January but really hoping to do better than that!

  6. #5
    Moderator mauimagic's Avatar
    Join Date
    Mar 2009
    Location
    Maui, Hawaii
    Posts
    19,119
    Post Thanks / WTG / Hug
    Blog Entries
    57
    Rep Power
    118

    Default

    Think I need to join to up my awareness. Jan = 16/31 no spend days for me. Mahalo for starting this up Deb!

  7. #6
    Registered User NikoSan999's Avatar
    Join Date
    May 2009
    Location
    Florida
    Posts
    9,898
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    58

    Default

    Double post.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge Feb
    $8.00

    Grocery Challenge/Feb
    Goal $250.00
    Total $33.55

    Eat Out No More Feb
    Goal 20
    Accomp/8

    No Spend Challenge/Feb
    Goal 20
    Accomp 4

    Change Jar 2020
    $

    Christmas Fund 2020
    $

  8. #7
    Registered User NikoSan999's Avatar
    Join Date
    May 2009
    Location
    Florida
    Posts
    9,898
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    58

    Default

    I'm in for the 6th year ( damn...it's been that long? ) in a row. It was 15 days for a long time but the last couple months sucked so did 10. I'm going for the middle of 12 days and take it from there. At least for January.
    I don't count gas and bills. It's the only thing I don't count.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge Feb
    $8.00

    Grocery Challenge/Feb
    Goal $250.00
    Total $33.55

    Eat Out No More Feb
    Goal 20
    Accomp/8

    No Spend Challenge/Feb
    Goal 20
    Accomp 4

    Change Jar 2020
    $

    Christmas Fund 2020
    $

  9. #8
    Registered User Trishagirl's Avatar
    Join Date
    Sep 2008
    Location
    Northeastern Indiana
    Posts
    3,091
    Post Thanks / WTG / Hug
    Rep Power
    21

    Default

    I'm in for 15 no spend days need to keep better track also.

  10. #9
    Registered User
    Join Date
    Aug 2012
    Posts
    322
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    I'm going to try this again this year. January's goal is 20 no spend days — bills, gas and meds don't count.

  11. #10
    Registered User MakeADollarHollar's Avatar
    Join Date
    Jan 2010
    Location
    Florida
    Posts
    1,351
    Post Thanks / WTG / Hug
    Rep Power
    14

    Default

    This used to be a fairly easy challenge for me but last year I went back to work and we relocated our old office to a much more remote location and a much longer commute. It completely changed my shopping routine. I've set up a mini-kitchen in my office with a mini fridge but because of it's small size and with the amount of condiments and salad dressings I keep on hand space is limited. There is one grocery store (Publix) on my way and a lot of times I'll pick up fresh fruits or veggies or misc. items for lunches. I also use this store once a week if the BOGO or meat sales are good but on another day I have to trek across town to hit Aldi or Walmart. So I can "spend" several days in a week even if it's just groceries. Then on Sunday my husband will take my car to get a car wash and gas (my office is on the ocean and it gets covered in salt spray - weekly washings are a must!) so there's another day. In order for me to do this challenge I need to separate essential spending from frivolous spending. Groceries, car wash, gas and bill paying are essential so I'm not going to count those. All other shopping or spending, no matter what size, will be counted.

    So my challenge will look like this:

    Essential Spending: XX days

    Frivolous Spending: XX days

    Not sure I can figure out how many days that will be but my goal is to keep that frivolous number as low as possible!

  12. #11
    Registered User piney's Avatar
    Join Date
    Sep 2009
    Location
    Usa
    Posts
    4,061
    Post Thanks / WTG / Hug
    Rep Power
    21

    Default no spend days

    I am going for 23 no spend days in Jan.Hope I have more than that as I need to save some money this year.Paying regular bills is the only spend days I don't count.
    Last edited by piney; 12-31-2013 at 05:06 PM. Reason: didnt finish

  13. #12
    Registered User kitkat0649's Avatar
    Join Date
    Jun 2009
    Location
    CA
    Posts
    174
    Post Thanks / WTG / Hug
    Rep Power
    11

    Default

    I'm In! I'll set my goal at 23 no spend days, that gives me roughly 2 days a week to spend. I don't count bills, but I do count gas, groceries, etc.

  14. #13
    Registered User
    Join Date
    Dec 2008
    Location
    Beautiful Ardirondacks
    Posts
    504
    Post Thanks / WTG / Hug
    Blog Entries
    17
    Rep Power
    13

    Default

    I will count anything except regular bills. My goal is 23 no spend days. Thanks Deb-Cat for posting.

  15. #14
    Registered User EmilyD's Avatar
    Join Date
    Apr 2006
    Location
    Southern Colorado
    Age
    67
    Posts
    1,845
    Post Thanks / WTG / Hug
    Rep Power
    18

    Default

    I pay bills on payday, which is when I spend the most money
    (shopping, meds, gas, bills, etc). We also eat out then and on
    payday Saturday. So I count any day I spend.

    Then there are days like today. Had to get meds, distilled water,
    and some more WW soups (love em !) So, luckily this goes on last year's
    instead of next year's LOL
    EmilyD

    Change/Piggy Bank Jar Challenge (I use it for my clothes allowance)
    All silver change into piggy for 1 year (Oct 2019) (Will turn in today 1/3)
    Household savings account $200.00 monthly, current bal. $900.00
    My savings: current bal. 10.00
    Pay extra on mortgage/loan/auto $50.00 @ monthly


    Projects for 2020:
    # 1 New front porch
    Major declutter house
    Major declutter garage

    2020 Stash Management
    2020 Frugal Challenge
    2020 House Purge / Declutter Challenge
    2020 Meal Planning Challenge
    2020 Grocery Budget Challenge $250.00 monthly

  16. #15
    Registered User KimB's Avatar
    Join Date
    Feb 2013
    Location
    Wisconsin
    Age
    57
    Posts
    1,224
    Post Thanks / WTG / Hug
    Blog Entries
    51
    Rep Power
    12

    Default

    Quote Originally Posted by KimB View Post
    I won't count routine bills.
    Will set my goal to 16.
    I need to add that I don't count church offerings on Sundays.
    I'm also decreasing my goal number to 12 as I'll be on vacation January 25-Feb.1 and I want to enjoy myself and not worry about no spending that week. (I will remain frugal however that week)

Page 1 of 62 12341151 ... LastLast

Similar Threads

  1. 2014 Twenty Wishes Challenge
    By EmilyD in forum Goals and Dreams
    Replies: 152
    Last Post: 01-01-2015, 11:09 PM
  2. 2014 Try New Recipes Challenge
    By AspiringToBeFrugal in forum Food challenges
    Replies: 117
    Last Post: 11-14-2014, 04:43 PM
  3. 2014 Grocery Budget Challenge
    By CPA-Kim in forum Money challenges
    Replies: 513
    Last Post: 11-02-2014, 02:43 PM
  4. Sewing Challenge 2014
    By mommy4ever in forum Sewing
    Replies: 288
    Last Post: 10-03-2014, 10:32 PM
  5. 2014 Menu Planning Challenge
    By AspiringToBeFrugal in forum Food challenges
    Replies: 105
    Last Post: 09-29-2014, 05:04 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •