2016 No Spend Challenge
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  1. #1
    Registered User NikoSan999's Avatar
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    Default 2016 No Spend Challenge

    Another one most all of us are familiar with. Post on whether you spent that day or did NOT spend. Monthly bills do NOT count. They are a fact of life. Set a goal of how many spend days a month you want to shoot for.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge June
    $

    Grocery Challenge/June
    Goal $250.00
    Total $

    Eat Out No More June
    Goal 20
    Accomp/17

    No Spend Challenge/June
    Goal 20
    Accomp/2

    Change Jar 2019
    $

    Christmas Fund 2019
    $

    Emergency/Sinking
    $100

  2. #2
    Registered User NikoSan999's Avatar
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    Yesterday and today were no spends. Hope I don't play all year by myself again
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge June
    $

    Grocery Challenge/June
    Goal $250.00
    Total $

    Eat Out No More June
    Goal 20
    Accomp/17

    No Spend Challenge/June
    Goal 20
    Accomp/2

    Change Jar 2019
    $

    Christmas Fund 2019
    $

    Emergency/Sinking
    $100

  3. #3
    Registered User AspiringToBeFrugal's Avatar
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    Default

    I had a no spend day yesterday but I had to get the first-of-the-month bills paid today so that and purchasing some eggs were the only expenses for today.

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  5. #4
    Registered User KimB's Avatar
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    Hi Niko , I'll play , but by my rules lol. I don't count routine bills, but I will post the bills to see if I can lower any of them. Dh does most of the grocery shopping and he works at grocery store so often picks up the daily deals. If he spends on groceries it won't count. If I purchase something I will. I did give ds's girlfriend and her daughter money for their birthdays yesterday so it was a spend day. Also the garbage pick up bill and the cable/internet/landline bill were paid. DH will not get rid of cable.
    Today I will be going to Aldies with dh and may pick out some fruit, vegies. Also need milk and eggs. So another spend day.
    This is a hard challenge. But it helps me keep from spending some days.

  6. #5
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    I'm game because I just caught myself eyeballing $16 sheets and actually thinking about it. Well, they are probably crap at that price and I do not need them in any justifiable way. Yesterday was no spend. Today will be no spend. Tomorrow I have 2 MD appts, that will probably include lunch with Ddad for driving me but I will return to Amazon a $12 watch band that was too small so almost a wash

  7. #6
    Moderator aka AmyBob AmyBoz's Avatar
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    I'm spending nothing today. I even had a gift card to spend and I spent nothing.
    Blog: http://amysreallife.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Debt:
    Mortgage - $399,526.10
    Grocery Budget Challenge: $749.08/$800.00

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  8. #7
    Registered User KimB's Avatar
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    Will start the week today and it was a spend day for groceries, I wanted some fruit and yogurt. Will try for 5 no spend days this week.

  9. #8
    Registered User Back2Basicsforme's Avatar
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    Yesterday and today were spend days. Tomorrow may be a grocery shop day. Then I hope to be good for a while. Trying really cut back on my spending.

  10. #9
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    Yesterday I had to buy gas, and today I bought lunch for me and SO because we go to lunch with my parents every Sunday when they make the 1.5 hour drive to see us. Sometimes I cook to keep the cost down, but I like to cook elaborate meals when my family comes over, so it is usually cheaper to walk across the street to the Mexican restaurant. But I will not be spending any money Monday-Friday since SO will be traveling for work and I just wake up, go to work, come home, cook dinner and repeat whenever he's gone.

  11. #10
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    this is a spendy week after all, 3 MD appts so that's $90, at least 2 prescriptions that I am not sure what they will cost in the new year, I pay for Ddad's lunch for taking me to two appts tomorrow and mine. Then my brother is getting married, I ordered 5 dresses from Talbot's (short, fat and hard to fit so starting process early) so it would be $100 if I keep one, $47 if a sale one fits, fingers crossed. Spent $40 on discounted spanx items for the top and the bottom halves.

    But everything goes on Discover to be paid in full next month. Besides the above, aiming for no spend on anything.

  12. #11
    Registered User KimB's Avatar
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    No spend day today , yay

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    $30 co-pay only because 1 appt canceled and the other just increased my meds, instead of prescribing all new stuff, great because I just got a 90 day supply of them. So no need to take dad to lunch because we weren't out all day. i realize the expenses are just being postponed as I will be seeing the other doc and will eventually need more of the meds, but it was nice not doing it right after the holidays.

    no spend tomorrow

  14. #13
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    No spend day for me.

  15. #14
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    No spending for me today! Yay! It's a big accomplishment for me to not spend for a day! I have had a couple this month. I am shooting for 25. But we will see

  16. #15
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    No spend day and the credit for the Kaplan class for the SATs that I saved and saved to get for DD and then she decided she didn't want it came through today, Thank God I got it all back except for $45. I was so furious with her and thought I'd be out the total cost.

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