March Emergency Fund Challenge!
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  1. #1

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    Default March Emergency Fund Challenge!

    Hello and welcome to the March emergency fund challenge!

    As you know, this month is St. Patrick's day. Quite often we talk about the luck of the Irish. But when it comes to money, don't fool yourself. It's not just LUCK, a lot of it is choices!

    One choice you can make is to pay yourself first. Before anything else, put that money into your savings account and do it each and every payday!

    You would be surprised how lucky you feel by the end of the year!

  2. #2
    Moderator aka AmyBob AmyBoz's Avatar
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    I'm in, Shell!!!
    Blog: http://amysreallife.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Mortgage - $377,836.63

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  3. #3

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    I'm in Shell.
    I need to do something and this will motive me hopefully.
    Comes to a point where I just have to make a stand and I'm at that point...Something needs to be done and I am going to do it.... No More

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  5. #4

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    im in- i just added my march first contribution (the bank gives us access to our money early ) i posted it in feb, but i'll do it here too. i put $500 in th EF and $500 in savings

  6. #5
    Registered User dcompton's Avatar
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    I'll join this one. I've almost worked through the debt, and am turning my attention now to saving. I'm tired of thinking about filling in the hole -- I want to move on to building!

    I've set several savings goals for the year. First, an untouchable emergency fund, paired with a no-guilt rainy day fund for less-than-the-roof-caving-in emergencies. Second, to add my car payment by mid to late summer to my current retirement contribution. And third, a couple of weeks ago, I also decided to start buying (little bitty) savings bonds each month to at least start accumulating something mid-way between easily available savings and completely non-accessible retirement accounts. It's all a start. Not much money for a lot of little pots, but I feel like this arrangement will work best for me.

    These goals are the floor, not the ceiling. I have a rather erratic part time second job. If it's good and provides a lot of work this year... that's where the luck will come in! And then I'll do even better than this ... "God willin' and the crick don't rise" as we say!

    The totals I posted include the initial March deposits that I'll make in a day or two.

  7. #6
    Registered User FrugalMomof3's Avatar
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    Count me in too! I already set up automatic withdrawls from my bank account to my ING - $25 every 2 weeks! YAY!

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    Originally posted by dcompton
    I'll join this one. I've almost worked through the debt, and am turning my attention now to saving. I'm tired of thinking about filling in the hole -- I want to move on to building!

    Donna, once I paid off my credit cards I couldn't believe how much I could save!

  9. #8

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    Boost savings with minimal pain! Oh I like the sound of that.

    http://www.findarticles.com/p/articl...5/ai_n15618557

  10. #9

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    I'll join this one too...we have no emergency savings at all and that scares me. I'm going to 'pay' myself $25.00 every payday (every 2 weeks). I will figure out how much that will be to the end of the year and have that in my siggie and will keep track of how I am doing. I think I will do another $25.00 a month for a 'fun time' fund for vacations and such.

  11. #10
    Registered User Mamaw's Avatar
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    This is going to be a tough month but I am in for 100.00 this month. I will find it someplace!

  12. #11
    Registered User jzkitten's Avatar
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    I'll join again this month. With my change, automatic deposits and cash rewards, I've added $42.20 today.

  13. #12

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    Great saving everyone! I've got my deposit in as well.

  14. #13

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    I got my deposit in today for my EF. That felt really good!

  15. #14

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    Please count me in! I'm going to aim for an extra $40 to the EF this month

  16. #15

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    well, my dh's re enlistment bonus went through today- i put 5000 in my EF and 15000 in savings, YAY!

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