Hello Everyone!
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Thread: Hello Everyone!

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    Default Hello Everyone!

    I am a college grad new to the workforce just getting into learning about maximizing free time and frugality. I'd like to use this forum to learn to automate my chores and daily tasks as much as possible, as well as for tips on how to live a wholesome and frugal life. I'd like to retire early, and I'm also a driven entrepreneur. Some things that I think I am currently doing correctly is meal prepping, buying in bulk, and not incurring debt for vehicles and such. If anyone has any resources that they think I should take a look at, let me know! In the meantime, I'm going to explore the forum.

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    Welcome! I am new here too and loving it

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    Registered User ermadunk's Avatar
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    Always glad to have new members join in.I always suggest that they read the older forms and ask questions.And post.

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    Registered User NikoSan999's Avatar
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    Welcome to the Village!!! Look forward to reading your posts.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

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    Hi, my dear friend.

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    Hi. Nice to be your friend.

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    Registered User MsMarieH's Avatar
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    Welcome aboard! I love it that you are focused on frugality so young. That will take you a long way to financial success.

    Best advice I wish I'd gotten when I was young:

    1) Put the highest percentage you possibly can into retirement savings (pay yourself first so you don't get used to having the money).
    2) Put raises into your retirement savings if possible.
    3) Lifestyle creep is a real thing (as you make more money, you tend to increase your expenses - fancier homes, cars, more expensive restaurants, etc.), which means you never really get ahead.
    4) Live within your means. Don't get into the habit of buying on credit. Save up the cash for it, build up freedom funds to cover regular expenses.
    5) Think now about what kind of business you would want to start so you don't have a midlife crisis later. LOL

    Best of luck to you!
    2020 Pay Off Debt Challenge: $25,675.45/$25,676.45 (Goal COMPLETED: Pay Off By 12/30/2020)

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    Registered User KathyB's Avatar
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    Every once and awhile, I like to add have fun. Some people try being frugal and don't sustain it because they feel like they never get to do anything fun because they don't want to spend money on entertainment, hobbies, going out with friends, etc.

    So find things you can enjoy that are free or cheap.

    On a related note, find food that is cheap and tastes good to you. Don't go though life feeling you have to eat food that is not very good just because it is cheap.
    KathyB

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    Registered User bookwormpeg's Avatar
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    Welcome....hope you enjoy this site....it's a fun place to visit.....

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    Welcome!
    Well, I'm not an expert, but I should say that the first thing to start with is to have small savings each month. Just save even just a little money from your salary each month and you will be surprised at the end of the year. Also nice tip is to have notes for everything. Think about what you need to buy! Take some notes before you go for groceries and when you want to buy clothes. Also, for me it was a great idea to change completely my meetings with friends. For example: instead of going to pub or cafe, we decided to go to each other's home.

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    Welcome, I am also new here

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    Registered User Gammlu's Avatar
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    Welcome. I'm also new here

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    Hi. You have good plans, I wish you good luck!

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