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Thread: Hello Everyone!
10-21-2019, 11:51 PM #1
I am a college grad new to the workforce just getting into learning about maximizing free time and frugality. I'd like to use this forum to learn to automate my chores and daily tasks as much as possible, as well as for tips on how to live a wholesome and frugal life. I'd like to retire early, and I'm also a driven entrepreneur. Some things that I think I am currently doing correctly is meal prepping, buying in bulk, and not incurring debt for vehicles and such. If anyone has any resources that they think I should take a look at, let me know! In the meantime, I'm going to explore the forum.
10-22-2019, 11:52 AM #2
Welcome! I am new here too and loving it
10-22-2019, 05:16 PM #3
- Rep Power
Always glad to have new members join in.I always suggest that they read the older forms and ask questions.And post.
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10-29-2019, 09:19 PM #4
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- May 2009
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Welcome to the Village!!! Look forward to reading your posts.Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
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01-10-2020, 08:09 AM #5
01-10-2020, 08:10 AM #6
Hi. Nice to be your friend.
01-18-2020, 07:36 AM #7
- Rep Power
Welcome aboard! I love it that you are focused on frugality so young. That will take you a long way to financial success.
Best advice I wish I'd gotten when I was young:
1) Put the highest percentage you possibly can into retirement savings (pay yourself first so you don't get used to having the money).
2) Put raises into your retirement savings if possible.
3) Lifestyle creep is a real thing (as you make more money, you tend to increase your expenses - fancier homes, cars, more expensive restaurants, etc.), which means you never really get ahead.
4) Live within your means. Don't get into the habit of buying on credit. Save up the cash for it, build up freedom funds to cover regular expenses.
5) Think now about what kind of business you would want to start so you don't have a midlife crisis later. LOL
Best of luck to you!2018/2019 Pay Off the Windows Challenge: $31,057.34/$31,057.34 (Goal: Pay Off By 11/30/2019 - DONE! PAID IN FULL 11/15/19)