Insurance FINALLY kicked in
When I first started going to the first OB's office when I first got pregnant I was given a rundown on what my payments would be a month with my insurance coverage. Then when we moved and got our bill from them we were charged for EVERYTHING!!!! :thud:
We figured at first it was because neither one of us had used the insurance yet this year so of course we were going to pay in the deductible and the percentage that wasn't covered. WRONG We got a note saying that our insurance coverage was on hold because we failed to fill out a form that the insurance co sent us.....We never got a form.
Then there was my ER visit from Sept. We got a bill for that saying that nothing was paid on it and we owed the whole amount.
Well DH called the insurance co. since it is in his name thru his work and they said the reason they hadn't paid anything was they were waiting to see if I had additional insurance myself (eventhough we said no when we first went to the Dr.)
After being on the phone with them for what seemed like day's they said they would re-file all the claims starting with my first visit in June.
Fast forward to Saturday we get 3 things in the mail from the hospital, one note said the ID # for the insurance was wrong and to contact them regaurding the ER visit in Sept, the second said that insurance had been approved for the ER visit and we only owed $80 of the $340 visit a third was from my glucose testing saying it had been filed and they would contact us with the balance due.
Well today we got another bill in the mail (also for the ER visit) sayind BCBS has paid x amount and we now only owe $55.
I tell you it has been a pain dealing with them the last few months, but it looks like things are FINALLY getting in order. And it only took 6 months.....lol