My girlfriend hates my simple living lifestyle.
I know some of you may think I am a terrible person for writing this, but I am in a very confused state of mind.
My family is fairly rich, but ever since I got a job, I never depended on them or even borrowed money from them. I like to save money and avoid unnecessary expenses like living in a luxury hotel or a highly expensive vacation. I drive a normal car, and live in a 2 bedroom apartment, both of which I bought by getting mortgage for myself and both the debts are paid off. As of now I have zero debt in my name and my savings are growing reasonably well.
I have a girlfriend who has been with me since college. She is a really lovable person we love each other a lot. Her problem is or to be more honest my problem is that she loves spending money a lot in shopping and going for vacations. She is from a family which had a lot less money than my family. I don’t know if that has affected her habit of spending money.
He wants me to change my car and buy a luxury home, but I denied her request. She wanted an expensive European vacation, which also I tried to explain to her that we’ll do it in a few years after making some savings.
She was visibly frustrated, but didn't say anything. A few weeks, possibly as a retaliation, she went for a big European trip with one of her friends and I was informed only on the day before.
That trip ended with her spending a lot of money and having a big credit card debt. This is in addition to the auto loan she took for her car and her still paying education loan. She is requesting me to lend her some money, but if I did that, my savings will be emptied.
If I say so, she’ll believe I love money more than her.
I don’t know how to deal with this situation. Should I try and help her with debt consolidation and make her pay her debts by herself or should I use my savings?
You guys may think I am such a bad person preferring money over my girlfriend, but I don’t want her to get ruined by her spending habits and want her to know the value of money. All the money I am saving is for us and the children we may have in the future. But, if I don’t act wisely I may lose her. What should I do?