When to apply for Social Security?
I will soon be 64 and here in the US you need to wait until you are 66 to get full Social Security benefits. You are however, able to apply early. This weekend a friend, who is planning to "retire" early and keep working until she reaches 66, told me in 2018 you no longer have a monthly cap on earnings, which impacts your monthly benefit dollars, but rather it is applied once you reach a little over $40k for the year [not sure of the exact amount].
Has anyone heard of this? Wasn't able to find any information on their web page about changes in 2018 and I will be calling the Social Security office tomorrow but thought I would also check here to see if anyone knows of the change.