mixing saving retirement w/ frugality. How much is too much?
We are starting very late to invest for retirement. Because: kids/accidents/sheer stupid or whatever. Now i am on super squirrel and dont want to spent anything. Still rocking the 13 yr. old van that now has a bad wheel bearing in the back and a louder exhaust,very bad rust,and an older furnace we have replaced more parts on. I know DH is stressed as he's still on contract w/ iffy health and another leg surgery coming up. I dont feel I can work for health reasons. We put a lot in this year but are still far beyond. I guess I am wondering how those in our spot mediate things. I am eating in and cooked Thanksgiving from loss leaders and stockpile. I really question what i want to do about Christmas. We are risk takers ATP so not sure what else to do. Still debt free for 6 yrs. now