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  1. Success Stories
    We are told we will get just over $1000.00 back on our income tax return & $1000.00 is going into our savings account. We will then have $2000.00!! I have a friend who spent hers on bills and then used the rest for blow money and that friend seems confused as to why I am willing to just pretend...
  2. Question and Answer
    right now it's tucked away in a fireproof safe in my closet. so what would you do with a $1000 given the opportunity. I have no debt (minus the $65 on the last cc), my car's paid for, have minimal living expenses (or trying to have them). invest? in what-, savings- which one, just wanting to...
  3. Dave Ramsey
    Just starting TMMO. Thought Baby EF was the beginning, but can't seem to get current on everything. Paycheck behind (2 wks). If tithing will be $1000 to the negative a month. My husband working as much OT as he can. I had surgery,but go back to work this week. $55000 CC debt (medical loss on...
  4. Dave Ramsey
    hey guys I have been following dave for a while but just recently got on board with the baby steps over the last couple months. I have $525 in savings right now wondering if I need to take it to $1000 or not. My only debts are my truck $7000 and hhgregg $600. I also have several sinking funds...
  5. Debt Reduction & Money Management
    I was reading in another thread and thought more and more about this. Dave Ramsey suggests $1000 as a baby EF while paying off debt. Do you think in our current economy and with todays prices that the $1000 EF is enough? Why or why not? I thought it was a few years back when we were paying...
  6. Dave Ramsey
    Is $1000 enough for the EF these days? We're finding more and more that emergencies are exceeding $1000. With the cost of everything going up, we're thinking of increasing our EF to $2000. Any thoughts?
  7. General Chat
    My refridgerator finally died today. We have been expecting it to happen sooner than this actaully. I did all me research on line and then went to Sears, walked right to the one I wanted and bought it. I was in and out of Sears in 20 minutes. The only problem is that it won't be delivered...
  8. Dave Ramsey
    Tomorrow I will have a shiny new much smaller balance!:pblow: I can't wait! Dh said we should get enough of a second comission to pay off both the cc and make a full car payment if that is what we decide to do. I will know more on the 16th. I am getting so excited to see this stupid cc go...
  9. Leisure & Media Arts
    I am writing an english paper and need to use a graph/table in it, so I decieded to collect my own data. So here is the senerio: You have just been given $1000 and here are the rules for its use: You can not use this money to pay bills or to buy something you need You can not give this money...
  10. General Chat
    Ok a spin off of the Walmart gc thread. If you were given $1000 tax free, no strings and you could NOT use it to pay bills/debts/kids/gas/food/stockpiling, etc... And you HAD to selfishly spend it ONLY on yourself and could NOT spend a single dime on a bill or family member. What would...
  11. Freebies
    http://www.walgreens.com/hotbuys/default.jsp?ec=hn545_getcoupon
  12. Frugal Living
    ($10.00 a gallon, American Dollars) Been pondering the widespread effects..... it will happen at some point before we run out completely. We are already at $5.00 in some places here. :ugh:
  13. Question and Answer
    I've been reading and rereading Dave Ramsey's Total Money Makeover, and in it it said that for most people, it should take only a month to save $1000 for your Emergency Fund. He said do a part time job, sell something, work overtime. Well, it has been one month for us and we are nowhere near...
  14. Coupons
    Would like to trade for Similac Advance checks, Huggies coupons or Pampers Coupons. TIA Leah
  15. Frugal Living
    So, my 3yo broke the glass top on our coffee table with an etch a sketch a couple of months ago and I've been looking for a new(used) one. Well today was the day! I found this beauty at a yard sale. The guy was asking $15 and I offered $10 and he took it. He even carried to the car for...
  16. Coupons
    I have two original form $10.00 mail in rebates from Kellogs; offer reads: When you send 10 proofs of purchase and original store receipt for any combination of these brands: Any Kellogs Cereal (10 oz. or larger) Any Kellogs Pop-Tarts Toaster Pastries (8 ct. or larger) Any Kellogs Go-Tarts...
  17. DIY
    Ok, since this flooding that we are having, we have to redo our basement. its been completely finished already and now we have to replace carpet in one room and redrywall another room and put up I beams to help fix a crack in our basement wall from mudjacking that we had done last year that the...
  18. Drugstore & Grocery Store Deals/Product Reviews
    http://www.colgate.com/app/ColgateTotal/US/EN/SpecialOffers/Coupon10.cvsp This week Walgreens has Colgate Total 2/$5 and Softsoap hand soap for .99¢. Since it stated you could purchase more than one of the same product, I bought 3 soft soaps for .99¢ - (1) .25¢ coupon that came out in today's...
  19. Freebies
    http://c.buzzback.com/C/Login.aspx?ulink=548112005931&lang=en check this out..seems interesting and heard that they do pay. i did not qualify for this though
  20. Dave Ramsey
    For those who have wanted to purchase the Total Money Makeover, Dave Ramsey has it on sale today only for $10.00. The link is www,daveramsey.com
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