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  1. Custom Accounting Software

    Custom Accounting Software, Accountsbook is one of the best accounting and billing software in India. It helps you manage your payables and receivables, collaborate with employees, and automate your workflows.Accountsbook is top-class and easy-to-use accounting and billing software in India. It...
  2. Best Custom Accounting and Billing Software

    Best Custom Accounting and Billing Software, Accountsbook is one of the best accounting and billing software in India. It helps you manage your payables and receivables, collaborate with employees, and automate your workflows. Accountsbook is top-class and easy-to-use accounting and billing...
  3. Debt Reduction & Money Management
    How many of you have Ing accounts? I love the idea of sub accounts and how once you click on the "send money" from your bank to your Ingdirect (there is a link from your bank to your ing account) you cannot touch that money for 5 to 10 business days but once the hold is cleared you can actually...
  4. General Chat
    DH went to use his debit card on the way to work and it was declined. When he went to check the account balances the savings has over 800.00 but 0 available and the checking has over 300.00 but -104.00 available. Of course with it being Saturday i cant call until:hmmm: Monday to figure it out...
  5. Debt Reduction & Money Management
    I am slowly migrating over to Mint, so I've been adding my accounts a few at a time. Right now I have everything added (I think!) except for one store card that I only use once or twice a year and pay off right away and our mortgage, because I need to go to the bank and get my login/password...
  6. Debt Reduction & Money Management
    I have a question. It is better to close cc accounts with a balance or without? My hubby is now in charge of paying off debt and I want to close my accounts so I won't use them but am afraid my credit report would be hurt. Thanks for all the help.
  7. General Chat
    I'm just curious.....How many checking/savings accounts do you have?
  8. Debt Reduction & Money Management
    I want to hear from people who are married or living with a significant other that have separate checking accounts. I am considering keeping the accounts separate for now and maybe later on down the road getting a joint account. I want to hear how couples are handling the expenses. I am...
  9. Debt Reduction & Money Management
    My total debt is $3,196.00 with a credit score of 592. Most of my debt incurred when I was in my early 20's before having kids. I'm 29 right now. My question is all of the debts are in collections so how do you even go about contacting them to make payments? We currently do not own a home of...
  10. Dave Ramsey
    Dave says to close credit card accounts after you pay them, but the only reason I have heard for doing so is to prevent identity theft which I don't find very compelling. I know I'm not supposed to care about FICO, but it seems like closing accounts unnecessarily torpedoes it which could hurt...
  11. Secondhand Shopping
    Ack! :yikes: DH and I have been planning this for a while, putting money aside and we are ready to go and DO IT! The old grey mare ain't what she used to be: our 12 year old wagon has over 180k miles and is starting to cost more than it's worth. We have been renting cars for weekend trips...
  12. Dave Ramsey
    I am considering starting an HSA (Health Savings Account) for myself. I talked to an agent today and am trying to sort through everything he said over the phone and has emailed me and see if it is a good move. Dh has a pre-existing condition so unfortunately he is ineligible. The agent did...
  13. Debt Reduction & Money Management
    What's the rule of thumb? JCPenney just sent us a sweet little love note stating our rate has been bumped up to 29.99%. We don't have a balance on it . . . and I don't even recall the last time we used it (we pay it off at the end of the month when we do). Does it hurt our credit to close it...
  14. Question and Answer
    What is better a regular bank or a Credit union?
  15. Debt Reduction & Money Management
    I currently keep my EF in a savings account that earns pathetic interest of .25%. It is through my bank and I have immediate access to the funds 24 hours a day. This is my baby EF. However, once the last CC is paid off I am going to start a bigger EF and I figure the the baby EF will be...
  16. Relationships
    Bit of background - OH and i have been together for coming up to 6 years and married for nearly 1.5 years. I work full time with a regular fortnightly pay cycle. OH works for himself and also various casual jobs so his income is a bit all over the shop. We have seperate bank accounts and pay...
  17. Frugal Living
    Today I got something in the mail from the bank. It was a statement of rewards points from my credit card. I had enough points to get 2-$25 gift cards to best buy and a $50 gift card to home depot. Then I check our other accounts. We have cash back bonuses on our debit cards. I had $75...
  18. Debt Reduction & Money Management
    I am shopping around for a savings account for my emergency fund and found that HSBC is paying 3.5% from the first dollar, which is pretty good. Does anyone here use them?
  19. Frugal Living
    Ok.. Finally opening my own EF Account - now I have a question.. After you bank your EF, do you open more than one account for "other savings"? I see a lot of people have EF, vacation, this and that and something of the other.. what do you do? One account or multiple accounts for specific...
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