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  1. General Chat
    Hey everyone, I have been away alot lately. Just needed time to process all that is going on. My 6 yr old ds has been having problems in school writing and other motor skills. After 2 OT visits we went to see our pediatrician. He said he for sure has some low tone issues and needs to have a...
  2. Frugal Living
    I've been listening to a lot of predictions for the years ahead and paying attention to my own geographical area and I'm prepping for bad times coming. Maybe I'm wrong, which would be great, but I'm going to work on the "what if" principle. I'm taking care of debt, working on extra streams of...
  3. General Chat
    We have a chill in the air this morning. My children go to their drawers and picked out a hoodie or a jacket. After school drop off, I head to walmart. There were a bunch of people there, way more than normal at this time of day. They weren't buying the ordinarily "this is for my lunch"...
  4. General Chat
    This weekend is not just going to suck a little. It's going to MEGASUCK. As most of you know, my ex-husband died in March. My girls found him. Tomorrow, finally, the family is laying his ashes to rest. This has been a pretty stressful week. I know tomorrow will be horrible for them all...
  5. Meal planning
    This is the last week of the month and the time when I sit down and do my menu planning for the next month and put together a shopping list for my big stocking-up grocery trip I take at the beginning of the new month. I'm not a huge fan of being in the grocery store and I've found the less I'm...
  6. General Chat
    Thank you for responding and voting in the thread "ONE YEAR AGO, if you did so. Now lets use our crystal ball and get a glimpse of what the future holds. Do you see a brighter future? Uncertainty? Or, it's going to get worse before it gets better? The poll is private so nobody will see how...
  7. Utilities
    Sorry if this is not in the right place, I checked and wasn't sure where to put it. My electric bill has been running pretty high and over the last month I have really made a conscious effort to shut things off, unplug them etc. I unplugged the older (5years old) refrigerator in the garage...
  8. General Chat
    As a rule dh and I make it a rule not to borrow $ except in a few select cases and if we can consider it a gift if need be so there are not issues later. Just wanted to say that so this all makes sense. I got a phone call him~ can I borrow $ my tires are shot and I have 2 got 300 miles for...
  9. Kitchen Basics
    I have just started making my own biscuits. I normally make them at least 3 times a week. I would like to know if I could make up the basic recipe using the dry ingredients into 3 or 4 containers ahead of time. Then I would just have to add the shortening and liquid. I am usually really...
  10. Debt Reduction & Money Management
    When I first joined this board my DH and I had very little debt (one car payment, a HELOC & our mortgage). Through a series of stupid mistakes, DR's famous "stupid tax" & stupid decisions we have amassed quite a bit of debt in the last 18 months (see signature). It seemed as if each time we...
  11. Debt Reduction & Money Management
    Someone was talking about being a month ahead on their bills. My understanding is that you have enough in the bank (not EF) at the end of one month to pay the next month's bills. I like the idea of being able to pay a bill as soon as it comes in but is it reasonable for someone on BS2 to have...
  12. General Chat
    As most of you know DBF & I are getting married :) We have a date set for 27th August 2010 :) We are being very frugal about it, we bought all the flowers (fake ones) off eBay from a very nice couple who will let you have any colour you wish with ribbons and allsorts, and they look...
  13. Financial hardship
    Quick background info: DH will not try to stick to a budget. He gets the "I want its" often but to his credit lately it has gone to cheaper items. They still add up but he is trying. We have about 600 in med bills and about a month ago we found out that lo will need surgery in Aug. Can't...
  14. Frugal Living
    :ugh: I'm about to blow a blood vessel or two on this. Both of my kids will be in school all day long starting in August. DS5 starts first grade in mid-August. DS10 will start sixth grade in early September. Therefore, I have to plan now for what we'll incur for school fees in those two...
  15. Utilities
    DH and I have been paying every two weeks on half of what the bill is. If it's $270, we pay $135 every two weeks for the bill. If the bill goes up or down, we adjust. I got the Enmax bill this morning in email and the amount we owe before May 17th is $133.57! We're about half a month ahead on...
  16. General Chat
    i got my feelings hurt today by a dearly loved co-worker. I was told that "i jump to conclusions and that I plan ahead too much" heck, i thought that my fore -sightedness was one of my assets. I was informed that my functioning lab room was needed for something else and would be taken away...
  17. Kitchen Basics
    I have 3 very busy teenage dd's and I am finding that I am buying more and more convience foods. I am looking for ideas of dishes that I can make and seperate into individual portions on the weekend and leave in the fridge or freezer for those busy days when everyone has a different schedule...
  18. General Chat
    We are getting ready to use plastic at the windows this year. We are using it on the inside, does anyone use it on the outside also? We have a victorian home with 28 windows. The lower level is the ceiling to floor and upstairs is ceiling to around 3 feet from the floor. Here in IL it gets cold...
  19. Debates, Politics and Personal Opinions
    http://wcbstv.com/breakingnewsalerts/bloomberg.third.term.2.847239.html It looks like NY city council has given permission to extend term limits ~ ironic considering most of them are in their second term..... thoughts?
  20. Frugal Living
    I have heard others starting to think of winter and realized I had to replace our electric blanket. I had been looking on ebay to see about the average price and they are generally running about $80.00and higher after shipping. Well I saw a new (king size) dual control one on there starting at...
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