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  1. General Chat
    I remember extravagant Christmas Catalogs coming to the house when I was a child. My favorite was the FAO Schwartz catalog Here is the New Neiman Marcus catalog to flip through. Have fun http://www.neimanmarcus.com/store/sitelets/christmasbook/christmasbook.jhtm There is lots of fun stuff in...
  2. Debt Reduction & Money Management
    I am really serious about trimming the bills and one of our major household expenses - albeit a necessity, I know - is insurance costs!!! I looked at what we spend annually and it just makes me sick to think of how much goes out to pay insurance premiums, to the tune of about $8950/year for...
  3. Home and family challenges
    ~It's that time of year again and I am so ready! Now's the time of year I make my nest clean and cozy for the approaching Winter months. So my goal is to purge my home of 1000 items during the Fall months. Anyone want to join me again this year? You can choose your own flinging goal amount, it...
  4. Debt Reduction & Money Management
    Today I went to annualcreditreport.com to get a free credit report. It worked fine, there are three available, so you can go every 4 months and check up on yourself. But ... I wanted a number and they won't give a number unless I paid $8.00 so I was a little disappointed. silly, I know...
  5. Home and family challenges
    ~I'm sick of stuff! I do this fling every year and I'm also participating in the Fling 2010 Things Challenge and the stuff everywhere still seems to breed and pile up! In previous years I've set a goal of items to fling(usually 1000) but this year I'm going to focus on a daily effort more than...
  6. Homesteading and gardening
    How to Extract Seeds From Annual Flowers for Replanting | eHow.com My MIL showed me how to extract marigold seeds before she left this past weekend. I figured that I'd pass along an article that I found concerning extracting seeds from other annuals. :)
  7. Blog
    AnnualCreditReport.com - Click Here This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
  8. Frugal Living
    If you were to put a "lump sum" of money into a separate account to use only for the next 12 months worth of groceries, how much do you think you would need?
  9. Household notebooks and home manuals
    I had this in my Household Notebook when I was really keeping up with it (several years ago). I found this the other day in some files I found on my hard drive and thought it would help you too. I found this on a website back in 2004. I'm sorry, but I didn't make note of the site back then...
  10. Homesteading and gardening
    What is the size of your annual vegetable garden in square feet? Mine is 1300 square feet. This is for annual vegetables.
  11. Debt Reduction & Money Management
    that should be included in your monthly budget. dave ramsey calls it a sinking fund, mary hunt calls it a freedom account, i believe these these budgetary items need to be planned in advance. When i add up all the annual stuff, it comes to $ 536 biweekly. Yikes, that's money that would have...
  12. Frugal Living
    Here's a link to a single mom of three girls who is dedicated to spending only $800/year for groceries and all health and beauty products. She is a pro when it comes to using coupons, catalinas, and gift cards and explains everything very helpfully (Houston area) on her blog. She was even able...
  13. Health and beauty
    http://www.knowledgeofhealth.com/blog/kohblog.html Renewal of some life insurance policies demand periodic physical exams and almost mandate every insured person be placed on useless and problematic statin drugs, since these exams usually follow the cholesterol guidelines actually established...
  14. News you can use
    GM reports record annual loss, offers more buyouts General Motors, which celebrates its 100th anniversary this year, reported a 2007 net loss of $38.7 billion, or $68.45 a share, ... </img>
  15. Debt Reduction & Money Management
    The summer debt is here again to the tune of about $2,400. -1,400 (Travel to family wedding in another country) -$300 DH summer camp -200 (annual family clothes shopping) -500 (Misc: formed LLC; purchased deck furniture) I tried last year to raise some funds for travel to the wedding but of...
  16. Freebies
    Make sure to stop by Peterbilt's display (booth 3475) at the 36th Annual Mid-America Trucking Show, March 22-24 in Louisville, KY. Not only can you receive a free Peterbilt Preferred savings card – with up to $1,600 in total savings – you'll also receive a free Peterbilt hat just for signing...
  17. Homesteading and gardening
    My all time favorite is zinnias. I love most of them, however I can't so a growing season w/o zinnias in my garden.
  18. Christmas
    Second annual Christmas ornament exchange I'm posting this again. Please respond to this thread if your interested. This will be the second year we have an ornament exchange. The rules for this exchange are: ~you mustsign up by Sept. 25th. That way those who are in the exchange will...
  19. Debates, Politics and Personal Opinions
    Does the main wage earner in your household (answer for this person ONLY please) receive a raise from his/her employer each year?
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