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  1. Dave Ramsey
    Hi there, I am new to this forum. I recently read The Total Money Makeover. I am current on all bills and have my $1,000 emergency fund. I am now looking for some advice regarding what to do about the debt snowball as it relates to my student loan debt. I have about $130,000 in student loan...
  2. Education
    Just found out DS#3(13yo) is not doing well in school and if he doesn't bring his grades up he will not graduate. He just started dropping. Below is a copy of the email I just sent to his teachers. Tell me what you think please:) Good Afternoon; I am Denise , Christian's mom. I am writing...
  3. Debt Reduction & Money Management
    I have a student loan balance of around $800 with a rate of about 4%. We have a tax return of around 4,000 - BUT we have to use some of this money to live off of this summer until I can get a job. Our expenses outway my husband's income by about $400/month, so I would need $2,000 just for that...
  4. Debt Reduction & Money Management
    I just tallied up everything dh and I owe money on :thud: Okay so now that I'm over the inital shock I'm putting a plan into place. We are going to approach it like the debt snowball. We are going to pay the minimum due on everything but the debt with the lowest balance. That is where we...
  5. Health and beauty
    http://www.naturalnews.com/z023501.html (NaturalNews) There are many nutrients available to individuals with hypertension who wish to take a more natural approach for addressing their condition. Clearly, improving diet and increasing physical activity are key to achieving normal blood pressure...
  6. Debates, Politics and Personal Opinions
    Been having a debate with myself and would love some input. Does it really matter which plan you use? Focused intensity or the shotgun approach, both toward the positive (ie. down with debt, up with wealth). They say building wealth is 80% behavior, 20% head knowledge. Focused intensity on...
  7. Health and beauty
    A Natural Approach To Healthy Living By Lucinda Jenkins LPNHC http://sagescript.tripod.com/id22.htm Delicious Drinks for Kids Children run and play hard in 70 degree weather just as easily as 90 degree weather so it's real important to keep them well hydrated. Under hydrated children suffer...
  8. Home and Family
    What to Buy Them for Christmas - A Simplified Approach Got something you didn't want last Christmas? Or the Christmas before that? Well, you're not the only one. They got stuff they didn't want either. "They" are yourgift-recipients, the ones you gave a stale fruitcake or a can-opener or that...
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