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  1. Debt Reduction & Money Management
    We purchased our house last October and we got a 5% interest rate FHA loan. We were told that if rates dropped we could refi with no closing costs to us, just bring 1 months advanced payment (it seems now we also have to pay up insurance and taxes which are all set). We are meeting with our...
  2. Debates, Politics and Personal Opinions
    I guess the president isn't the only one with a low approval rating, good job Nancy!http://www.gallup.com/poll/108856/Congressional-Approval-Hits-RecordLow-14.aspx
  3. News you can use
    Mortgage approval made easy Home lenders are picky and demanding when it comes to loan approvals. Here's how to make the best impression.
  4. News you can use
    Bank of America wins approval to buy Countrywide The Federal Reserve has given approval for Bank of America to purchase distressed subprime mortgage lender Countrywide Financial.
  5. General Chat
    So we went for our preapproval yesterday and will be recieving our loan package in the mail in about a week. We spoke with a few banks and Bank Of America (I know a lot of people don't like them) ended up being the best. We only need 5% down (perfect for a $325,000 loan we will have a few 1,000...
  6. Debt Reduction & Money Management
    I have a credit card with a balance of $4,059.00. Should I try to keep paying that down before I transfer this balance to a 0% interest card so that the whole balance will be accepted, rather than partial. I had another card with a $4,400.00 balance and made a balance transfer. But they only...
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