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1-18 of 51 Results
  1. Dave Ramsey
    Hello! Newb to the forums and loving it so far. This is my first post and I'm just starting Dave Ramsey's Total Money Makeover. I'd appreciate your advice on the following. My automotive insurance renews next month. My budget has enough to pay the full six month premium with just over $100 to...
  2. Debt Reduction & Money Management
    How much do you put into your auto repair fund on a monthly basis? Do you just use an envelope or do you have a separate account? Is it just for repairs or does it include regular maintenance such as oil changes and tire rotations?
  3. General Chat
    Have any of you ever used Ameriprise Auto Insurance that you get at Costco? If so what was your experience with the coverage and any claims? They are coming in $400 less than my current AAA Insurance. Thanks for your assistance.
  4. Debt Reduction & Money Management
    ~I thought this article was interesting. I didn't know they looked at your credit score for insurance reasons but it does make sense. It sure stinks if you have no credit. Great Credit Saves you $22,815 on Your Car Insurance Premiums - ~
  5. Automotive
    I'm so excited! last week I received an email from AAA about auto refinancing. So I called and filled out the application just for the heck of it. I got approved with a 2.79% rate, currently paying over 5%. This will cut my 60 month loan down to 48 months with adding $4 a month to my...
  6. Question and Answer
    Please share your advise, links, tips & information on researching for your next used auto purchase. My plan was to gradually "restore" my beater, but the parts are impossible to find. I have repairs done, but it only seems to patch it up for awhile. I find myself going around in circles...
  7. Baking Breads
    I got a used bread machine at our Habitat for Humanity thrift store for $12. It has all of the parts including the manual. The previous owner even commented on the recipes and wrote in some of her own. She is an employee at the store, so I left my phone number. Maybe she'll call and I can get...
  8. Debt Reduction & Money Management
    Question for all you math nerds out there:scratch: Our current auto loan is just sitting at $16,000, 7% for 59 more months. We can refi at $16,000, 4.7% for 60 months, but the cost is $295.00 We can cash flow the accounting cost so that no new debt is added to the loan. We just paid off our...
  9. Debt Reduction & Money Management
    I am thinking of switching my home and auto insurance to save money. Problem is that I don't know a lot about insurance. I do know that when I switched to the plan I am on now, the agent was a real charmer, gave us an excellent plan, got it for us cheaper than we were paying, then dropped off...
  10. Debt Reduction & Money Management
    Our ins is around 100 a month. When ds goes on (he is taking drivers ed), it will be about 300 a month. That just seems like a lot to me. DH isn't questioning it. What do ya'll think?
  11. Question and Answer
    Does anyone have any good advice to share about getting good rates on insurance? We are wanting to switch companies. How do you decide what deductable? Do you have your policies with the same company? Or auto at one place and homeowners at another? It's so confusing trying to understand the...
  12. Question and Answer
    I have a lease on my car (July 2007). Anyway, it was affordable before my husband lost his job and was out of work for 4 1/2 months. He has a new job, but its less money and we had to move over 1200 miles for it. So, its hurting us each month to pay it. We can't get ahead with other bills...
  13. Automotive
    Well I finally got the updated insurance papers for our "new" vehicle since the old one was written off ...... we went from a 1997 to a 2004 and our insurance went up almost $40 a month!!! Insane ... we are living so tight as it is .. had no idea it would increase that much!!
  14. Health and beauty
    DH and I are committed to doing the DR plan and are trying to figure out ways to trim our budget to make bigger payments on our debt. We have trimmed everything that DH is willing to give up but we can save about $50 per month on car insurance if we switch to another company. If we do, our...
  15. General Chat Rhonda
  16. Home Environment
    Does anyone have this and find that it works (or not) for waterspots? I have a brand new shower door and don't want our hard water to ruin it. TIA.
  17. Debt Reduction & Money Management
    We paid CASH for the repairs we had done, WITHOUT using our EF !! I'm so happy about that ... I was so stressed about the thought of using up that money. My dh had worked so much overtime last week that we were able to use that money and pay for the repairs, top up the EF to $1000 again AND get...
  18. Question and Answer
    So I have listed my bills by order of priorities. My understanding is that they should go in this order A. Housing B. Food C. utilities D. Secured debt E. unsecured debt Where does my car insurance fit in? I think I should put it with utilities since it is a monthly expense I plan for.And if...
1-18 of 51 Results