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banks

  1. Debt Reduction & Money Management
    We have a home equity loan instead of a traditional mortgage. We're living in our house as we build it, and because of time constraints, there was no way to finish it within the 6 months to get a construction loan. We're also self employed, so getting a traditional mortgage probably isn't...
  2. Debt Reduction & Money Management
    Just wanted to draw folks' attention to a trend that I have noticed: myself and three of my friends, all banking with different institutions (BMO, Royal and TD Canada Trust), have called our banks for online banking, and while on line have been asked in really caring tones, "I notice your still...
  3. Financial hardship
    Hi i wanted to know how the food bank works? has anyone in richmond ever used a food bank? is it wrong to collect there and see what the churches offer? is it wrong to go to several different places and collect stuff the same day?? i am waiting on social services..the interview is the 9th of...
  4. General Chat
    I went to a bank this morning (not my bank) to get some $20's changed into $10's and $5's for use at work. I also took three rolls of quarters ($30) to be changed into bills. When I give the rolls of quarters to the teller, she asks if I have an account there. I say no. She says do I want...
  5. Debt Reduction & Money Management
    I received "notice" on a recent (March?) bank statement that funds deposited in person (not direct deposit) would NOT be available until the next business day. Also, gave information on the order items (debits) would clear. I see this as a way for the bank to protect itself since Check 21...
  6. Debt Reduction & Money Management
    My ds rec'd his income tax check and deposited it in his savings account. He has needed some of it 4 times. WELLLLLL the bank took $15 of his money for withdrawing money from HIS savings account 4 times in a month!!!!!! :fpunch: :furious: The thieves!!!!!!!! We need to keep each...
  7. Debt Reduction & Money Management
    We live in a place with a 'small town feel' so community support is important to us. So is trusting the bank that has our money. Just about 7 years ago we opened a free checking account with no minimums and direct deposit at the bank on the corner. It was a small, local-ish bank. It was taken...
  8. Debt Reduction & Money Management
    I saw this article today and thought I would share. I have heard a lot of complaints about many of the banks on the list, so I can't say I am surprised they made the wall of shame. Complete Article
  9. Financial hardship
    does anyone have any experience in getting over draft fees reversed? Long story short, we had to ask our daycare to wait to cash a check until this Friday, which they said they would do. Turns out they cashed the check and we've over drawn our account. A few other things also went through so...
  10. Blog
    Move Your Money.info People all over the country are choosing to move their money out of bigger banks and into smaller, community-oriented financial institutions that generally avoided the reckless investments and schemes that helped cause the financial crisis. Fueled by the personal...
  11. Debt Reduction & Money Management
    I impulsively changed banks today. I hope I don't regret it, but I don't really see a downside. I have never used the work credit union because whenever I have looked, I was getting a better deal at Chase. Ok. I know lots of you despise them, but I've had really good service and problems at...
  12. General Chat
    I saw an interesting news piece this morning on Time banks. Just like bartering as for every hour of work you do for someone else, you receive and hour of credit towards your future needs...heres a link. http://www.timebanks.org/ Take care and God bless.
  13. Frugal Canadians
    Good afternoon: I run a not for profit organization that helps those deemed "at risk" throughout the York Region & soon expanding into Durham Region as well as the 4 local food banks & would love to receive your extra coupons. We purchase groceries, toiletries, cleaning supplies & give to our...
  14. Preparedness and Survival
    I have not seen this posted, hope that I didn't miss it somewhere else, but I was wondering if anyone else is concerned about the safety of the banks. I see at least 3 banks have closed last Friday and the Friday before that also. Is our money safe in banks? I had heard that if JP Morgan had not...
  15. Financial hardship
    My bank offers bill payment for free. My electric company charges me 4.95 to make a one time payment by credit card or I could purchase a money order and stamp to send them payment. Yeah! Now i'll save a little something paying my bill through my bank. Plus I can use bill payment to send a...
  16. General Chat
    Which do you prefer? We have been with the same bank for over 10 years and went this morning to open a new account at a more local bank. As soon as we can get all of our deposits and auto withdrawals moved over I am closing the other account. We banked with Union Planters and then they went...
  17. General Chat
    I know times are tough for all of us now, and we all know this is the situation in the back of our minds but we forget about it in our daily lives... Food pantry donations in some areas have seen a HUGE decline in the amoutn of donations, and a HUGE increase in the number of people needing...
  18. Debates, Politics and Personal Opinions
    http://www.msnbc.msn.com/id/27094961/ I'm beyond apoplectic at this idea. We truly are turning into the U.S.S.A.
  19. Vacations and Travel
    My family is trying to plan a beach vacation for next summer. Us, my parents and my siblings - a total of 18 people. So they want by Charleston, SC, which a house big enough is over $10,000 for the week. I want the Outer Banks which seems to be more affordable. They say there isn't anything...
  20. News you can use
    http://www.reuters.com/article/bondsNews/idUSN0344130720080803?sp=true NEW YORK, Aug 3 (Reuters) - The United States is in the second inning of a recession that will last for at least 18 months and help kill off hundreds of banks, influential economist and New York University Professor Nouriel...
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