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  1. General Chat
    Today, I tried to make a deal with the collection agency that is handling my debt with the department of education. Watch the video and see whether I made a deal or no deal.
  2. Blog
    Seeing my first episode of Extreme couponing and I was hooked. I brought all the trappings. The binder, baseball sleeves to keep my coupons in. Tracking sales (or at least trying to). Joining blogs, reward cards and just about anything to stretch a dollar. I also have been tracking how much...
  3. Money challenges
    :shake:Well finally pulled up the totals for the wedding of the century that made my baby girl a happy bride on the 15th. It was DIY as much as possible but still ended up costing a lot more than I had hoped. I'm short about $2K in cash. I feel pretty stupid. At the end I felt like I was...
  4. General Chat
    I am not a happy camper this week. I took my dog in for a checkup a few days ago and a teeth cleaning was recommended. Turns out that my little furball needed four teeth extracted and my wallet is $1000 lighter. I adore my dog, otherwise he is in good health, and I did have money in the...
  5. Envelope system
    I currently pay all my bills online. It saves stamps, envelopes, checks, trees, and time! But I want to do an envelope system so what can I do? Leave a specific amount of money in the bank and take the rest out? I definitely want to be credit card and debit card free when I am out and about...
  6. General Chat
    I don't (or haven't)..... but have been thinking about it. I still write out checks and mail them out. Have you ever had problems with doing bill pay online? I know.........old foggy here............can't trust them new fangled ways, you know....LOL... Encourage me............... or...
  7. Financial hardship
    My last 2 electric bills were LARGE as this winter has been unusually cold. My heat is electric. The refrigerator/freezer broke. The microwave died last year (built-in). One window is broken, but it is double-paned and only the outer pane is broken (cracked). I have no debt except for lot...
  8. General Chat
    I am on such an endorphine high right now... who knew that paying bills could give you such a rush??? :yikes: My car is paid in full.... all of March's bills have been paid, and we still have more money coming in next week. :cheer4: If I keep knocking them out at this rate, I think I may faint...
  9. General Chat
    I currently get my bills sent to my email and have them set up on automatic bill pay, but have found that by doing this I tend to just file the bill away after putting the amount in the check book register , rather than thoughfully looking it over for mistakes and/or ways I can cut expenses...
  10. Debt Reduction & Money Management
    In April, I had some severe kidney issues...still not solved but now there is about $8,000 in hospital bills. They have told me outright that my $9-$12/hr job and my wife's meager social security for visual impairment/legally blind ($800/mo) is too much and we do not qualify for the indigent...
  11. Financial hardship
    I broke my neck just over 2 years ago. I had surgery to recieve my new neck (5 plates and a stabilizer bar). Alot of medical bills then and now. I have alot of bills from the hospital I was in. Do I add them all together or seperate them by invoice number and continue paying them, each one...
  12. Debt Reduction & Money Management
    I have been searching around on FV and online elsewhere on how to deal with medical bills if you are uninsured. I've found some good tips, but looking for more. A week ago bf had a fall and got a concussion that necessitated a trip to the ER. Bruises but no other serious injuries, thankfully...
  13. General Chat
    friends and i were chatting this weekend and the subject of bills came up and one friend said that she felt like all she did was write checks & transfer money every other day for all her bills...(she has ALOT...she says)..... so we got to counting actually how many bills we do pay each...
  14. Utilities
    I detest it when they estimate my light bill!!!! They always estimate it way high and it drives me bonkers! Last month we used 850 kwhs and this month the estimate is for 1629 kwhs...weather is the same, meaning cold as it was last month. Guess I'm going to have to pull out the boots & go...
  15. Health and beauty
    I'm interesting in how others w/health issues get the help they need & deal with the expense. Please share any advise or related information. How do you deal with medical professionals, those dreaded bills & get the medical treatment you need? DH has had back trouble for years, but its finally...
  16. Debt Reduction & Money Management
    Someone was talking about being a month ahead on their bills. My understanding is that you have enough in the bank (not EF) at the end of one month to pay the next month's bills. I like the idea of being able to pay a bill as soon as it comes in but is it reasonable for someone on BS2 to have...
  17. Debt Reduction & Money Management
    Help!!!!! I am addicted to paying my bills!!!! Every day I get up and check my balances and make sure nothing is due. Every week I am counting down to payday -- to the MINUTE!!!! (which is 3:30am, Saturday morning every two weeks) I have 13 days of boredom and one day of utter excitement...
  18. Debt Reduction & Money Management
    I apologize in advance if this is posted in the wrong place. my dh has a small amount of debt which consists of doctor/hospital bills. he had no insurance at the time and they were accumulated before we married, so most of them are dated to drop off of his credit between Dec. '09 and Nov. '10...
  19. Blog
    The mail comes, you glance at your bills and drop them in the “To Be Paid” pile. Then, on the appointed day, you write out the checks or direct the online bill pay to do its thing and then you forget about it until next month. In the process of paying your bills, do you really read them? Do you...
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