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  1. Debt Reduction & Money Management
    time to tweak it. Try again. "Find a Way". originally i shopped every other sunday. froze bread and milk to get through. it worked quite well, except for the five week months. i decided last month to shop on the first and 15th of the month. the idea was to shop 24 times a year instead of 26...
  2. Utilities
    Our phone is monthly. Heat & electricity - bi-monthly Water - every 3 months Internet - monthly
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