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  1. Debt Reduction & Money Management
    First, I'm new here and I apologize if this is not the proper forum for this question. If I've made a mistake by posting the question here please let me know. For a while I've known that our car payment is killing us but a few days ago I came across the Dave Ramsey show and I feel like I really...
  2. Automotive
    Hi, I ran across this forum while searching for the answer to my question. In addition, I happen to be quite frugal as well, so yeah; I'm loving this forum! I bought a new 2011 Mazda 3 last year and put a large down payment on it. I currently owe $12,229.85 on it at 1.99% for the next four...
  3. General Chat
    So I have driven nothing but Cadillacs since I was 18. I was in a wreck with one and decided from then on out I would be in the bigger car. I have always bought used but decided it was time to get a car that wouldn't be as fragile. I have been shopping around for the past 2 months and...
  4. General Chat
    The good news is that almost everything is done on our car. We got a rebuilt transmission($1700) and a new set of tires(used, $100, but they look just as good as brand new and our yukon runs so great). I only have one more issue to be repaired and a friend's husband is doing that for $60. So...
  5. Question and Answer
    In the winter I always go through and automatic wash or to the full service place. In the summer I generally go to a place that is $5 for unlimited washing time. I went to the full service place yesterday for the 1st time in months and about fell over when she said $22.53!!!!!! I decided even...
  6. Debt Reduction & Money Management
    Hi, I'm seeking advice on my car situation. My husband and I just got on the DR plan and are religiously cutting expenses and snowballing our debt. We're starting to see progress already. But we have a car on its very last legs and will need to buy a new one soon, within the next month is...
  7. DIY
    It seems my car is making a buzzing noise coming from the front right when making LEFT turns over 30km/h. I am trying to narrow down the problem. It is either the bearing or the CV joints. I understand the need to get this sorted out quickly. Last time I checked the bearings are 50 bucks or...
  8. DIY
    I had to replace the right front brake line on my car, it had become chafed through. My car: 1998 Dodge Neon automatic. anyways, after 3 days of labour, I decide to turn it over to take it for a test drive, and lo and behold, it will not start. The only things I can remember doing are: 1...
  9. General Chat
    My 2 new wish list items... Anyone have either? Please let me live vicariously thru you... Tell me the pros & cons... I would love to have them both. I would love to have either. I would love to have an electric car that I can plug into my solar electricity at the end of the day....ah ~...
  10. Automotive
    ~Ok, our 2000 minivan runs fine but has always been outside. The rust is starting to become too obvious so I want to have it painted. DH has a friend at Maaco so we should be able to get it done for about $400. We're calling it our mother's and father's day gifts this year. Now for the dilemma...
  11. General Chat
    what is your latest short term goal ? ( 3-6 months range ) last one was to survive the lay off new job missing a dh pay check and we did. NEXXTTTT ... ( cant wait untl the day theres no next !) used car for ds #2 He starts college in fall will most likely be communting ( unless he...
  12. Debt Reduction & Money Management
    These are the hunger months at our house. My husband's business is seasonal and the money always starts to look pretty lean in February. So of course, this is when our car craps out on us! We have a 2000 VW Jetta with 106,000 miles on it. It is our only personal vehicle (our other cars are box...
  13. Success Stories
    We got our income tax back on Friday and was able to pay off our entire vehicle loan. It will save us $290.00 a month.:applause: It took all of our check except $48 dollars but it was worth it. There are so many things we could have used that money for but getting out of debt is more important...
  14. General Chat
    Dh and I decided that we were ready to start looking for 1 of the 2 vehicles we wanted to buy in the next year. We have been down to 1 car for over 6 months now and we have made it work but its been tough. We knew we wanted a older model ford truck. Im talking late 60s to 70s. We had...
  15. Automotive
    ~I'd really like some opinions on our situation. We're moving from NJ, a flat land of temperate weather to CO, a land of mountains and snow. I got my DH to agree that his Hyundai Tiburon wasn't really the best vehicle choice for the new state. I've also been wanting to go just one car. I only...
  16. General Chat
    Hi All, My first thread and am enjoying this recently found site. My question is about buying a car. I am a car aficionado and it's definitely one of those things that I am willing to spend money on (wisely). If I have zero debt (except a mortgage), have a 6 month emergency fund and am...
  17. Dave Ramsey
    Hello All! My wife and I finished Financial Peace University at our church, and we have established an emergency fund of around $1000 and have just paid off our first couple of items on the debt snowball. Most of the items on our debt payoff list are small amounts and can be paid off within...
  18. Dave Ramsey
    Is it considered extreme in your family and/or social circle not to have a car payment?
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