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  1. Sweeps and Online Contests
    The Fearless at 50 Sweepstakes begins January 1, 2016. Come back then for a chance to WIN $50,000 and to play the Instant Win game—you could score a $50 VISA® gift card. http://sweeps.aarp.org/fearless50sweeps/
  2. Dave Ramsey
    I have a problem with my DH freaking out with me carrying cash. Also even though DR says he gets by with just his debit we have friends 2 couples that were travelling to Florida on an airline that just folded. The one who charged got their money back but it took a while. The one that used their...
  3. Weddings and bridal showers
    big disappointment last night: we were supposed to go to Vegas this morning to elope, but last night we found out he couldn't go (long story, but I'll tell it if you want to hear it). Anyway, he had booked a bargain package which was, naturally, non-refundable. We didn't particularly have that...
  4. Dave Ramsey
    I have an insurance question. I have three policies (below) and was curious to know what some of you would do. Cash out and find cheaper term? Keep them? I'm 46, divorced with three kids (15, 12 and 10). #1 $500,000 increasing term. Term is good until I'm 90, but the premiums increase...
  5. General Chat
    So this is how we do things around here. Dh pays all the major bills and deals with the finances (hey, I have enough to keep me busy). I have a credit card that I use for all purchases household related, consumables (food, cleaning, hba's, etc). I spend, he pays...works out great. - lol...
  6. General Chat
    I think this is a great idea to help the small business owners in your area. I always try to support our hometown business but this is really cool and takes it to a new level. U.S. News - 'Cash mobs': Flash mobs go to bat for small local businesses
  7. General Chat
    Something that has never happened before...... happened today.We went to pull money out of our account this afternoon and was told that the credit union would only allow everyone to pull out a limit of $1000. This credit union has a few other branches and some of them were limiting their...
  8. Debt Reduction & Money Management
    I just added together all of my cash that I have stashed around the house and it adds up to $580! I don't know what I am saving it for, but it feels good to know that if somehow our accounts were all drained we could still eat and pay the electric bill for a short time! I may cut it back to $500...
  9. Debt Reduction & Money Management
    Hello everyone. I have posted here before and laid out my financial situation in another thread. I received awesome advice and now I’m looking for more. Since posting last, I’ve had a new twist to our debt situation. Here goes… We (my wife and I) had two car payments that were basically...
  10. Secondhand Shopping
    Law Bans Cash for Second Hand Transactions - Acadiana's News Leader From the link "Besides non-profit resellers like Goodwill, and garage sales, the language of the bill encompasses stores like the Pioneer Trading Post and flea markets." Do those of you in Louisiana have any comments on this...
  11. Blog
    Short on cash, and looking for ways to save on back to school clothes? Here are several strategies to try: Start with a Wardrobe Inventory Before you head out to shop for back to school clothes, take an inventory of your child's wardrobe to determine what she needs, and more importantly, what...
  12. Home Environment
    I made an appointment with a realtor (Sulek and Dutton) to look at 2 houses one is a 4 bedroom, 1 bath house with a 2 car garage, for $12,000 it has beasutiful woodwork and a great staircaise, it is in town in Martins Ferry, OHIO and the other is on Coleraine Pike out in the country for $18,000...
  13. Envelope system
    How much cash total is your envelopes/home? (List your addresses too please LOL!) No really, I was just sitting here trying to figure out some of my savings envelopes and sinking funds and thought that it could end up being a lot of cash in the house... For instance if I have envelopes for...
  14. General Chat
    Government Cash Handouts Now Top Tax Revenues - FoxBusiness.com This can't be a good thing :(
  15. Dave Ramsey
    Just curious how other people who use an envelope system or other cash-only system handle it when you have an expense in one of your cash categories that you can't pay for with cash. I had to write a check that I hadn't anticipated this week, for example, when the recipient wouldn't take cash...
  16. Debt Reduction & Money Management
    Got this article today and am hoping that it will be help for the people that pay with cash. Will be interesting to see what happens..... Now they can offer a discount. I will often ask a Dr. or dentist if they give a discount for cash and if not, I will charge it. Many eye dr's here will...
  17. Christmas
    This year our grandparents and Hubby's parents sent us money instead of presents. ( well his mom sent us some bread and cheese and a Christmas decoration also) It was just perfect we totaled up the presents/checks and Hubby exclaimed "now we can pay for the truck bill" It was almost exactly...
  18. General Chat
    My dh's Jeep finally died last week. We have been babying it for the last 2 years prolonging the need for a newer car. However, the time finally came that we had to put her down! :) I found the perfect car for my dh. It's 10 years old but in excellent condition with low miles. He love's...
  19. Money challenges
    There's a house that we went to check out, it's a fixer upper and it's cheaper then what we have right now so we could pay it off sooner. The house is smaller but more open concept. We would get to save on water bill since it's a well and we would save on heating bill since the heating is...
  20. Debt Reduction & Money Management
    While i was checking my bank balances online and making sure that I had enough to cover what was left of the bills this month, I noticed that i dated my budget columns wrong and put the date ahead further than i should of done and included a bill that wasn't actually due until next payday :) so...
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