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  1. Success Stories
    I bought a house last summer and I knew in time that I would have to put up a fence. Well my 5yr old son won't play in the back yard because he is afraid that his ball/whatever will end up in the neighbors yard. There is about a 3 1/2foot drop between our back yards. There is a retaining wall...
  2. Debt Reduction & Money Management
    I'm newly divorced and my ex is to pay me 1/2 of our home's equity. I have a few questions I hope someone can help with: 1) What is the best way to do this? Should he do a cash out refinance or take a home equity loan? 2) Does one usually have a better interest rate than the other? 3)...
  3. Careers
    So I am resolved that tomorrow I am going to talk to my director about the complete mess of a petty cash system for the project I am working on right now. My supervisor told me on Friday that there is over $200 that has been spent that she can't account for. My colleagues and I have been...
  4. Debt Reduction & Money Management
    So I am thinking of starting to keep some emergency cash at home and am having a hard time with it. For those of you that do this also, I have some questions for you. How much to you keep on hand in cash (not counting anything in a bank)? What demonimations do you keep? all in 100's or 20's...
  5. Debt Reduction & Money Management
    I needed to get my rats a bigger cage. I know, I know ...Rats??!! Well yes! Even though they are rats, they are my pets and as a pet owner you take on a certain responsiblity to the animals you take in. Currently I have two rats in a very small cage. They fight terrible because there is...
  6. Debt Reduction & Money Management
    I put away some cash to treat myself to lunch. Well, I forgot I paid cash and deducted the amount from my checking account. After a few days, the charge didn't show up from "using my debit" card and I started to get mad. I was going through my account with a fine tooth comb......then I...
  7. Blog
    I remember when I was a kid, my parents would take the time to show me how money worked. (This was in the days before ATM’s and online banking.) My mom would show me how to write a check out to "cash," hand it to the teller, and get cash in return. She showed me how she deposited Dad’s...
  8. Careers
    So this is a bit of a rant but: My employer (very stable, large not-for-profit organization) seems to have an expectation that employees will spend into their own money to cover project expenses, and then get reimbursed at the end of the month. Two months ago, by month end, I was owed $292...
  9. Success Stories
    so this is a very small victory BUT I'm excited about it none the less. I paid off my credit cards a few weeks ago and I've been determined not to use them. I despartely needed a new pair of slippers. I'm kind of fussy when it comes to slippers so any old pair from Walmart just won't do. The...
  10. Debt Reduction & Money Management
    I've made a thread awhile ago about how it irks me when people don't cash checks or take forever. Here is the deal. A month ago our neighbor did some plumbing work for the first time ever. We are good neighbor friends that look out for each others houses, say hi and chat sometimes, but never...
  11. Debt Reduction & Money Management
    As I have said before in posts, I don't like to have much money around the house. However, I do acknowledge that it is probably wise to have some emergency cash on hand. But I'm wondering how much is necessary. I don't live in a place much subject to big wipe-it-all-out natural disasters. No...
  12. Homesteading and gardening
    I took this video last september and finally got it pushed up to the mighty youtube:
  13. General Chat
    is going to start in March & April see article here: http://www.suntimes.com/business/1961075,energy-appliances-program-122809.article I hope my fridge lasts that long.
  14. General Chat
    its a brand new month of a brand new year so its time for a brand new challenge in dh's & my life... for 2010 we are going to attempt to live on $200 a month CASH for all 'variable' expenses....this includes all groceries, catfood/litter, hba's, eat outs, & other x-tras.... dh pays the 'fixed'...
  15. Success Stories
    Our 14 year old tv has been dying slowly for about 7 months. We finally got sick of neon orange people and purple grass and bought a new tv last Saturday. As a member of this forum who has been trying to pay down debt and save for land/home, you might think I'm hanging my head for spending the...
  16. Success Stories
    We just accepted an offer on our home (hooray!) We have no mortgage (hooray!) and will walk away with approximately $108K (hooray!) Found a vacant repo we love (hooray!) Want to make a CA$H offer of $102K (hooray!) The owner will not accept a letter from the buyer's mortgage company stating that...
  17. Blog
    Cash4Books.net - Click Here Do you have books in good condition? Type in the books' ISBN numbers, and see if you can get cash for them.
  18. Dave Ramsey
    Has anyone used it? I went thru my jewelry and I have plenty of old, outdated, broken stuff (and WHY did I save it?). We have a jeweler near here that does sales 6 days a week. I'm wondering if anyone has done it and if they were happy with the results. I also wonder what they do with the...
  19. Blog
    I don’t need the media or the government to tell me that the economy is heading south. I have a foolproof barometer of economic health in my own town. It’s called the scrap heap, aka, the metal recycler. For about ten years, I’ve been collecting my aluminum cans and taking them to the scrap...
  20. Blog
    Short on cash, and looking for ways to save on back to school clothes? Here are several strategies to try: Start with a Wardrobe Inventory Before you head out to shop for back to school clothes, take an inventory of your child's wardrobe to determine what she needs, and more importantly...
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