At least I think it's called sinking funds. Anyway, we're at the point I want to make saving categories. What are some of the things you have separate "accounts"/"envelopes" for? Here's what I know we need.
Vehicle New To Us
Mini Emergency Fund
Could you help me list any and all budget categories you can think of. So far I have,
What am I missing.
Just curious how other people who use an envelope system or other cash-only system handle it when you have an expense in one of your cash categories that you can't pay for with cash. I had to write a check that I hadn't anticipated this week, for example, when the recipient wouldn't take cash...
So after reading 'My4littlebuffaloes' thread about unexepected expenses, it got me to thinking about what other people's budget categories consist of.
I thought it would be a good learning tool for all of us, if everyone will list their categories.
You don't have to list your amount, but how...
I know what ones we have, but curious as to what ones YOU have? I'm thinking of making some fabric envelopes for my family members that are going through FPU right now, and I'm wondering what categories most people use.
A couple of years ago, I stopped budgeting by categories. I had tracked it closely for a while, and knew where the money was going. But when I have $XX allowed for specific categories, I can become very obsessive about it. I have found it works better for me to allow a lump sum for daily or...
I didn't know if this should go in off topic or frugality, so I went with off topic.
DH and I are celebrating our 11th anniversary on 11/10. I want to do a celebration of some sort, but we are really trying to cut our budget way back. So I really don't want to spend much if any to celebrate...
From Cheapakate Monthy:
The seven deadly categories of spending
If you are consistently spending all of your money, leaving you broke and just barely hanging on until payday, you need to do something about that. And soon. To get control of your spending you need to understand the seven basic...
so if you have posted pics for Paper Zachary, could you move them to the photo gallery?
In the future, any Paper Zachary pics are to be posted in the photo gallery, so they are all together. You can post about it in the forums and link to...
What category titles do you use for sorting coupons. I started making mine up but I have way too many. I also have weird items that don't fit in. Like cereal, buy this/get that, pickles, syrup, etc.
Once you've chosen your file, you've got to organize your dozens, or hundreds, or thousands of coupons by categories.
File cards make excellent dividers. Label them with category choices (a list follows to help you do this). Stand them upright in the box so the headings...